All-Product Summary (Printable)
State Variations Summary (Printable)
Bonus Index Annuities
MarketTwelve Bonus IndexTM
| A single-premium fixed and indexed annuity with a 12% bonus paid over three years. Features a fixed-rate account and five index-based accounts. Income For Life rider available, in approved states. |
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MarketPower Bonus Index®
| A single-premium fixed and indexed annuity with a 10% premium bonus on first-year premiums. Features a fixed-rate account and five index-based accounts. Income For Life rider available, in approved states. |
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MarketBooster Index®
| A flexible-premium fixed and indexed annuity with a 7% bonus credited over 24 months. 4% is applied to premium at issue, with 2% and 1% applied respectively to the Accumulation Value at first and second contract anniversaries. Subsequent premiums get the 4% premium bonus for 5 years. Features a fixed-rate account and four index-based accounts. Income For Life rider available, in approved states. |
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Index Annuities
MarketValue Index®
| A flexible-premium fixed and indexed annuity with a 10-year design. Features a fixed-rate account and five index-based accounts. Income For Life rider available, in approved states. |
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MarketSeven Index®
| A flexible-premium fixed and indexed annuity with a 7-year design. Features a fixed-rate account and four index-based accounts. Income For Life rider available, in approved states. |
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Multi-Year Guarantee Annuity
Certainty Select®
| A single premium MYGA offering a choice of four guarantee periods. The base contract features full accumulation value at death and free withdrawals of cumulative interest. The no-cost optional rider features lower surrender charges, 10% free withdrawals and cash surrender value at death. |
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Certainty™
| Available only in limited states. A single premium MYGA offering a choice of four guarantee periods. Features cash surrender value at death and 10% free withdrawals, beginning in contract year 2. |
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Traditional Fixed Annuity
ChoiceFour®
A Single Premium Deferred Annuity featuring a one-year annual reset interest rate. Allows additional premiums in the first year only. A Base Contract and the availability of two options provide a choice of four contract variations:
- Base Contract: 9-year surrender charge schedule, free withdrawals of prior 12 months interest
- MVA Option: 9-year surrender schedule, 1.50% premium bonus, MVA, free withdrawals of prior 12 months interest
- Liquidity Option: 6-year surrender schedule, free withdrawals of 10% of accumulation value annually years 2+
- Liquidity & MVA Options: 6-year surrender schedule, 1.50% premium bonus, MVA, free withdrawals of 10% of accumulation value annually years 2+
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Single Premium Immediate Annuity
Confidence Income Annuity®
| A Single-Premium Immediate Annuity featuring a range of payment options. |
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Fixed Period: Any period from 5-20 years. |
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Single Life: Payment can be with or without a Fixed Period (5-20 years). |
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Joint Life: Payments can be with or without a Fixed Period (5-20 years), and/or with Payment Reduction on one life or both lives. |
| Non-qualified and IRAs only. |
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