September 07, 2010
End of Day September 03, 2010
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Reallocations Are Not Allowed During Free-Look Period

Once indexed annuity contracts are issued, reallocation among accounts is limited to contract anniversaries.  The Free-Look period takes place after the contract is issued.  Therefore, no reallocation is permitted, until the next contract anniversary.

If the contract holder elects to cancel the contract during the Free-Look period, the contract will not be reissued. 


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EquiTrust Life Insurance Company/West Des Moines, IA
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