September 09, 2010
End of Day September 08, 2010
S&P 500 Change
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NEW Return of Premium Rider!

Return of Premium Rider Now Available with MarketTen Bonus!

Guaranteed Return of Principal … at ANY TIME!
 
 
Return of Premium Rider: 
Under no circumstances will your client receive less than their premiums – less any withdrawals – in the event of surrender. This no-cost rider will be automatically included with all MarketTen Bonus contracts that have an effective date of May 27, 2008 or later.
 
Other Great MarketTen Bonus Features:
  • 7% Premium Bonus for All Premiums in Years 1-5
  • New 2-Year Point-to-Point Cap Index Account
  • Flexible Premium
  • Only One Moving Part Per Strategy
  • Full Accumulation Value at Death-No Annuitization Required
  • 10% Penalty-free Withdrawals After First Year
  • Nursing Home Waiver for All Issue Ages (not available in MA) 
  • 0 – 80 No Commission Reduction
 
Check State Approvals:
Return of Premium Rider is subject to state approval. MarketTen Bonus Index MAY be approved in your state, but the Return of Premium Rider may not. 
 
Revised Marketing Materials:
PDFs of Client Brochures and Agent Guides are available now at the "Sales Tools" link.  Printed versions are available at the "Order Supplies" link.

Questions?  Call Sales Support at 866-598-3694.

FOR AGENT USE ONLY. NOT FOR USE WITH THE PUBLIC.
 
 

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EquiTrust Life Insurance Company/West Des Moines, IA
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