Rate Change for All EquiTrust Annuities
RATE CHANGE
for ALL EquiTrust Annuities
Effective Friday, April 10, 2009
Current rates are applied to business received on or before Thursday, April 9, 2009, subject to a 60-day rate hold.
Please note: The ORIGINAL application paperwork must be received at EquiTrust Life by 5:00 PM (Central) on Thursday, April 9th. Faxed copies will not be accepted.
Rates effective April 10, 2009:
| MarketPower Bonus Index® |
| 1-Year Pt-to-Pt Cap |
8.00%
|
| 1-Year Daily Avg Cap |
9.00%
|
| 1-Year Monthly Avg Part |
45.00%
|
| 1-Year Monthly Cap |
3.00%
|
| 2-Year Monthly Avg Cap+ |
No Cap*
|
| 1-Year Interest |
3.75%
|
| MarketBooster Index® |
| 1-Year Pt-to-Pt Cap |
8.00%
|
| 1-Year Daily Avg Cap |
9.00%
|
| 1-Year Monthly Avg Part |
45.00%
|
| 2-Year Monthly Avg Cap+ |
No Cap*
|
| 1-Year Interest |
3.75%
|
| MarketTen Bonus Index® |
| 1-Year Pt-to-Pt Cap |
8.00% |
| 1-Year Pt-to-Pt Part |
30.00%
|
| 1-Year Monthly Avg Part |
50.00%
|
| 1-Year Monthly Cap |
3.25%
|
| 2-Year Pt-to-Pt Cap |
18.00%
|
| 1-Year Interest |
3.60%
|
| MarketValue Index® |
| 1-Year Pt-to-Pt Cap |
8.50%
|
| 1-Year Monthly Avg Cap |
9.50%
|
| 1-Year Monthly Avg Part |
55.00%
|
| 2-Year Monthly Avg Cap+ |
No Cap*
|
| 1-Year Interest |
4.00%
|
| MarketSeven Index® |
| 1-Year Pt-to-Pt Cap |
8.50%
|
| 1-Year Daily Avg Cap |
9.50%
|
| 1-Year Monthly Avg Part |
55.00%
|
| 2-Year Monthly Avg Cap+ |
No Cap*
|
| 1-Year Interest |
4.00%
|
| MarketTen Index® |
| 1-Year Pt-to-Pt Cap |
9.00% |
| 1-Year Pt-to-Pt Part |
40.00%
|
| 1-Year Monthly Avg Part |
60.00%
|
| 1-Year Monthly Cap |
3.50%
|
| 2-Year Pt-to-Pt Cap |
20.00%
|
| 1-Year Interest |
4.25%
|
| Builder Bonus Index®** |
| Annual Pt-to-Pt Cap |
8.00%
|
| Annual Daily Avg Cap |
8.50%
|
| 2 Year Monthly Avg Cap+ |
No Cap*
|
| Fixed Rate |
3.25%
|
| Performance Bonus Index®** |
| Annual Pt-to-Pt Cap |
8.50%
|
| Annual Daily Avg Cap |
9.50%
|
| 2 Year Monthly Avg Cap+ |
No Cap*
|
| Fixed Rate |
3.60%
|
CertaintyTM/Certainty Select®
|
Period
|
Year 1
|
Years 2+
|
Effective Rate
|
|
3
|
3.00%
|
3.00%
|
|
|
5
|
4.00%
|
4.00%
|
|
|
6
|
5.00%
|
4.00%
|
4.17%
|
|
8
|
8.25%
|
4.25%
|
4.74%
|
|
10
|
5.00%
|
5.00%
|
|
Confidence Income®
Monthly guaranteed payment on $100,000 premium
|
5-Year Fixed Period
|
$1,801.67
|
|
10-Year Fixed Period
|
$1,034.68
|
|
15-Year Fixed Period
|
$792.92
|
|
20-Year Fixed Period
|
$675.53
|
|
Life Only - Male 65
|
$714.67
|
|
Life Only - Female 65
|
$663.94
|
| Joint Life - Male/Female 65 |
$597.55 |
ChoiceFour®
|
Option
|
Year 1
|
|
Base Contract
|
5.00%
|
|
MVA Option
|
5.00%
|
|
Liquidity Option
|
4.50%
|
|
Liquidity & MVA Option
|
4.50%
|
As a reminder, the minimum initial premium amount (Qualified and Non-Qualified) for ALL EquiTrust Life annuities is $30,000.
Daily updates of the All Product Summary are available at the "Products" link.