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 Rate Change for All EquiTrust Annuities
RATE CHANGE
for All EquiTrust Annuities
Effective Wednesday, October 14, 2009
Current rates are applied to business received on or before Tuesday, October 13, 2009, subject to a 60-day rate hold.
Please note: The ORIGINAL application paperwork must be received at EquiTrust Life by 5:00 PM (Central) on Tuesday, October 13th. Faxed copies will not be accepted.
| MarketTwelve Bonus IndexTM |
| 1-Year Pt-to-Pt Cap |
5.25%
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| 1-Year Daily Avg Cap |
5.75%
|
| 1-Year Monthly Avg Part |
40.00%
|
| 1-Year Monthly Cap |
2.30%
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| 1-Year Interest |
2.50%
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| MarketPower Bonus Index® |
| 1-Year Pt-to-Pt Cap |
5.75% |
| 1-Year Daily Avg Cap |
6.50% |
| 1-Year Monthly Avg Part |
40.00% |
| 1-Year Monthly Cap |
2.50% |
| 1-Year Interest |
2.75% |
| MarketBooster Index® |
| 1-Year Pt-to-Pt Cap |
5.00%
|
| 1-Year Daily Avg Cap |
5.50%
|
| 1-Year Monthly Avg Part |
40.00%
|
| 1-Year Monthly Cap |
2.25%
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| 1-Year Interest |
2.40%
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| MarketValue Index® |
| 1-Year Pt-to-Pt Cap |
6.50%
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| 1-Year Monthly Avg Cap |
7.00%
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| 1-Year Monthly Avg Part |
50.00%
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| 1-Year Monthly Cap |
3.00%
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| 1-Year Interest |
3.10%
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| MarketSeven Index® |
| 1-Year Pt-to-Pt Cap |
5.25%
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| 1-Year Daily Avg Cap |
5.75%
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| 1-Year Monthly Avg Part |
40.00%
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| 1-Year Monthly Cap |
2.30%
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| 1-Year Interest |
2.50%
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CertaintyTM/Certainty Select®
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Period
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Year 1
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Years 2+
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Effective Rate
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5
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2.30%
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2.30%
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6
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3.30%
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2.30%
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2.47%
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8
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4.00%
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4.00%
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10
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4.15%
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4.15%
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Confidence Income®
Monthly guaranteed payment on $100,000 premium
|
5-Year Fixed Period
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$1,724.71
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10-Year Fixed Period
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$965.90
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15-Year Fixed Period
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$742.66
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20-Year Fixed Period
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$616.95
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Life Only - Male 65
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$649.35
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Life Only - Female 65
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$599.43
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| Joint Life - Male/Female 65 |
$534.56 |
ChoiceFour®
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Option
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Year 1
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Base Contract
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3.00%
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MVA Option
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3.00%
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Liquidity Option
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2.50%
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Liquidity & MVA Option
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2.50%
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Daily updates of the All Product Summary are available at the "Products" link.
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