Rate Change for Index Annuities, Certainty Select & ChoiceFour
RATE CHANGE
for Index Annuities, Certainty Select & ChoiceFour
Effective Thursday, February 4, 2010
Current rates are applied to business received on or before Wednesday, February 3, 2010, subject to a 60-day rate hold.
Please note: The ORIGINAL application paperwork must be received at EquiTrust by 5:00 PM (Central) on Wednesday, February 3rd. Faxed copies will not be accepted.
Rates effective February 4, 2010:
| MarketTwelve Bonus IndexTM |
| 1-Year Pt-to-Pt Cap |
5.50%
|
| 1-Year Daily Avg Cap |
6.00%
|
| 1-Year Monthly Avg Part |
55.00%
|
| 1-Year Monthly Cap |
2.40%
|
| 1-Year Interest |
2.60%
|
| MarketPower Bonus Index® |
| 1-Year Pt-to-Pt Cap |
6.00% |
| 1-Year Daily Avg Cap |
7.00% |
| 1-Year Monthly Avg Part |
60.00% |
| 1-Year Monthly Cap |
2.65% |
| 2-Year Monthly Avg Cap |
20.00% |
| 1-Year Interest |
2.85% |
| MarketBooster Index® |
| 1-Year Pt-to-Pt Cap |
5.25%
|
| 1-Year Daily Avg Cap |
6.00%
|
| 1-Year Monthly Avg Part |
55.00%
|
| 1-Year Monthly Cap |
2.30%
|
| 1-Year Interest |
2.50%
|
| MarketValue Index® |
| 1-Year Pt-to-Pt Cap |
7.00%
|
| 1-Year Monthly Avg Cap |
8.00%
|
| 1-Year Monthly Avg Part |
70.00%
|
| 1-Year Monthly Cap |
3.00%
|
| 2-Year Monthly Avg Cap |
No Cap |
| 1-Year Interest |
3.25%
|
| MarketSeven Index® |
| 1-Year Pt-to-Pt Cap |
5.50%
|
| 1-Year Daily Avg Cap |
6.00%
|
| 1-Year Monthly Avg Part |
55.00%
|
| 1-Year Monthly Cap |
2.40%
|
| 1-Year Interest |
2.60%
|
Certainty/Certainty Select
|
Period
|
Year 1
|
Years 2+
|
|
5
|
2.50%
|
2.50%
|
|
6
|
2.60%
|
2.60%
|
|
8
|
4.00%
|
4.00%
|
|
10
|
4.15%
|
4.15%
|
ChoiceFour
|
Option
|
Year 1
|
|
Base Contract
|
3.10%
|
|
MVA Option
|
3.10%
|
|
Liquidity Option
|
2.50%
|
|
Liquidity & MVA Option
|
2.50%
|
Click here to see the All Product Summary dated February 4, 2010, for all EquiTrust annuity products.
Daily updates of the All Product Summary are available at the "Products" link.