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 Rate Change for ALL EquiTrust Annuities
RATE CHANGE
for All EquiTrust Annuities
Effective Friday, September 3, 2010
Current rates are applied to business received on or before Thursday, September 2, 2010, subject to a 60-day rate hold.
Please note: Faxed applications must be received at EquiTrust Life by 5:00 PM (Central) on Thursday, September 2nd AND ORIGINAL application paperwork must be received
by Friday, September 3rd.
Rates Effective September 3, 2010:
| MarketTwelve Bonus IndexTM |
| 1-Year Pt-to-Pt Cap |
4.00%
|
| 1-Year Daily Avg Cap |
4.00%
|
| 1-Year Monthly Avg Part |
30.00%
|
| 1-Year Monthly Cap |
1.75%
|
| 2-Year Monthly Avg Cap |
12.00%
|
| 1-Year Interest |
1.50%
|
| MarketPower Bonus Index® |
| 1-Year Pt-to-Pt Cap |
4.00% |
| 1-Year Daily Avg Cap |
5.00% |
| 1-Year Monthly Avg Part |
40.00% |
| 1-Year Monthly Cap |
2.00% |
| 2-Year Monthly Avg Cap |
12.00% |
| 1-Year Interest |
2.00% |
| MarketBooster Index® |
| 1-Year Pt-to-Pt Cap |
4.00%
|
| 1-Year Daily Avg Cap |
5.00%
|
| 1-Year Monthly Avg Part |
40.00%
|
| 1-Year Monthly Cap |
1.55%
|
| 1-Year Interest |
1.50%
|
| MarketValue Index® |
| 1-Year Pt-to-Pt Cap |
5.00%
|
| 1-Year Monthly Avg Cap |
5.50%
|
| 1-Year Monthly Avg Part |
40.00%
|
| 1-Year Monthly Cap |
2.50%
|
| 2-Year Monthly Avg Cap |
12.00% |
| 1-Year Interest |
2.40%
|
| MarketSeven Index® |
| 1-Year Pt-to-Pt Cap |
4.00%
|
| 1-Year Daily Avg Cap |
5.00%
|
| 1-Year Monthly Avg Part |
40.00%
|
| 1-Year Monthly Cap |
1.55%
|
| 1-Year Interest |
1.50%
|
CertaintyTM/Certainty Select®
|
Period
|
Years 1+
|
|
5
|
2.00%
|
|
6
|
2.10%
|
|
8
|
3.00%
|
|
10
|
3.25%
|
Confidence Income®
Monthly guaranteed payment on $100,000 premium
|
5-Year Fixed Period
|
$1,701.99
|
|
10-Year Fixed Period
|
$933.31
|
|
15-Year Fixed Period
|
$712.27
|
|
20-Year Fixed Period
|
$584.87
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Life Only - Male 65
|
$608.67
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Life Only - Female 65
|
$559.41
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| Joint Life - Male/Female 65 |
$495.72 |
ChoiceFour®
|
Option
|
Year 1
|
|
Base Contract
|
2.50%
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MVA Option
|
2.50%
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|
Liquidity Option
|
2.00%
|
|
Liquidity & MVA Option
|
2.00%
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