Nursing Home Waiver Max Issue Age Raised to 80!
EquiTrust Life Insurance Company
is pleased to announce ...
Maximum Issue Age for the Nursing Home Waiver has been raised to 80!
Effective May 1, 2007. Pending business issued May 1 or later are subject to this enhancement.
Applies to
MarketPower Bonus Index
MarketValue Index
MarketSeven Index
MarketBooster Index
Certainty Select and Certainty
The NHW Benefit features Full Accumulation Value and No Surrender Charges!
The Nursing Home Waiver is offered at no additional cost. Surrender Charges are waived if confinement begins in year 2, and exceeds 90 days.
See full waiver details on the Nursing Home Waiver Rider Specimen, available on the Forms link -- form number 430-NHW.
Revised Marketing Materials
Web-based PDFs for Agent Guides and Client Brochures for generic states have been revised and are available now at the Sales Tools link. Printed supplies of these generic materials will be available in about a week. For states in which state-specific materials apply, Agent Guide and Client Brochure PDFs will be available on the website in the coming days. To determine which states are subject to state-specific materials, see the State Variations Summary, at the "Products" link.
NOTE: Because the NHW maximum issue age increase does not adversely effect clients, materials prior to the 5/07 revision may be used with clients until updated PDFs or materials are available.
No revisions were necessary to Disclosure Statements; all Disclosure Statements on AppBuilder now are current.
For additional information, please call EquiTrust Life Sales Support at 866-598-3694.