Confidence Income 
Monthly guaranteed payment on $100,000 premium
Guarantee
   Period              Payment Amount
  5 years                         $1,805.85
10 years                         $1,030.19
15 years                            $776.01
20 years                            $657.46
Life Only - Male 65           $699.69
Life Only - Female 65      $649.12

                                                     1-Year        1-Year          1-Year            1-Year Mo          1-Year                 1-Year     2-Year 
                                                     Fixed          Pt-to-Pt       Average         Avg Partic       Pt-to-Pt Partic   Mo Cap   Mo Avg*
MarketPower Bonus Index        3.00%         5.75%         7.00% (dly)        55.00%           ---                          ---         No Cap!
MarketValue Index                      3.30%          6.50%         8.00% (mo)       65.00%           ---                          ---         No Cap!
MarketSeven Index                      3.30%         6.50%         8.00% (dly)       65.00%            ---                          ---         No Cap!
MarketTen Index                          4.00%            ---                  ---                    70.00%         50.00%               2.90%          ---
MarketTen Bonus Index             3.00%            ---                  ---                    60.00%         40.00%               2.50%          ---
MarketBooster Index                   3.00%         5.75%         7.00% (dly)        55.00%            ---                        ---          No Cap!
Builder Bonus Index                    3.00%         5.75%         7.00% (dly)          - - -                ---                         ---           No Cap!
Performance Bonus Index         3.30%         6.50%         8.00% (dly)          - - -                ---                         ---           No Cap!

* 2-Year Monthly Average Cap is subject to a 12% minimum cap.

Click here to see the Interest Rate Summary for all EquiTrust Life annuity products, dated November 16, 2007.  Daily updates of the Interest Rate Summary are available at the "Interest Rates" link.

If we can serve you in any way, please call EquiTrust Life Sales Support at 866-598-3694.

Surrender of the contract may be subject to surrender charge and market value adjustment. Products not available in all states. EquiTrust Life Insurance Company, West Des Moines, IA. Contracts issued on Contract Form Series ET-MPP-2000(02-05), ET-EIA-2000(02-05), ET-MK7-2000(02-05), ET-MTA-2000(06-07), ET-MTB-2000(06-07), ET-MKB-2000(07-05), ET-STS-2000(03-06), ET-MYG-2000(11-05) and ET-SPIA(08-06). Group Certificates issued on Form Series ET-MPP-2000C(02-05), ET-EIA-2000C(02-05), ET-MK7-2000C(02-05), ET-MTA-2000C(06-07), ET-MTB-2000C(06-07), ET-MKB-2000C(07-05), ET-STS-2000C(03--06), ET-MYG-2000C(11-05) and ET-SPIAC(08-06). For Producer Use Only.