Now available from EquiTrust Life…

ChoiceFour

Traditional Fixed Annuity!

Features a one-year annual reset interest rate.

A Base Contract and the availability of 2 Options

provides a choice of 4 contract variations:

	Base Contract	MVA Option	Liquidity Option	Liquidity & MVA Options
Premium Bonus	---	1.50%	---	1.50%
Surrender Charges	9 Years	9 Years	6 Years	6 Years
Free Withdrawals	Prior 12 mo. interest	Prior 12 mo. interest	10% of AV Years 2+	10% of AV Years 2+
MVA	No	Yes	No	Yes

Great rates available!  Go to the Interest Rates link for current rates.

Other ChoiceFour Features:

·        Full Accumulation Value at death - no annuitization required!

·        Nursing Home Waiver Rider available to issue age 80*

·        Additional premium allowed in 1st year ONLY

·        Issue ages 0-85
 

New marketing material available at the Sales Tools link:

·        ChoiceFour Agent Guide

·        ChoiceFour Client Brochure

·        MVA Option Sales Piece

Illustration Software available at the Illustrations link!

Be sure to check the State Approvals link for state availability.

Printed materials available at the Order Supplies link.