EquiTrust Agent Website Buzz

Oklahoma Training Requirement

Effective July 14, 2010

Arkansas Replacement Reminder

Rate Change for Index Annuities

Effective Friday, May 21, 2010

EquiTrust Product Portfolio WebEx Seminar Replay - Listen Now!

If you missed the May 6th Product Portfolio WebEx Seminar Click Here for the full audio/PowerPoint presentation.

GREAT NEWS! Up-Front Commission for MarketTwelve Index!

Effective Tuesday, April 27, 2010

EquiTrust’s Accepted Qualified-Money Policy

Effective April 21, 2010

MVA Change for New Massachusetts & California Index Contracts

Effective for apps received on or after March 31, 2010

MarketPower Bonus Now Available in Florida!

EquiTrust Life's Financial Strength

MVA Change for New Nevada MYGA Contracts

Effective for apps received on or after March 22, 2010

GREAT NEWS! Up-Front Commission for MarketPower Index!

Effective Thursday, March 4, 2010

New Annuity Application for Rhode Island

Effective February 15, 2010

2-Year Monthly Average Cap Account is Back!

Available on MarketPower Bonus & MarketValue!
Effective January 22, 2010

Solicitation of Insurance Prohibited on Military Installations

Connecticut Certainty & MVA Changes

Effective January 1, 2010

South Carolina Certainty Select & MVA Changes

Effective January 1, 2010

Arkansas Adopts Model Replacement Regulation

Effective January 1, 2010

MVA Change for New Contracts

Applies to applications received on or after January 1, 2010

ACH Distributions Must Go To Checking or Savings Accounts

Distributions From EquiTrust to Money Market or Brokerage Accounts No Longer Offered

New Florida Suitability & Replacement Comparison Forms

Effective December 25, 2009

GREAT NEWS! Enhanced Commission Structure!

Certainty Select & Confidence Income!
Effective Monday, November 23, 2009

Index Annuity Products No Longer Available in Texas

Effective Friday, November 20, 2009

Iowa Index Product Training Requirement

Ohio Agents Reminder Regarding Obligations to Report Breaches of Client Information

Virginia Insurance Department Issues Guidance for Privacy Safeguards

Income For Life is Back!

Effective September 4, 2009 on All Index Annuities!

New & Improved MarketBooster!

Effective July 27, 2009

Arkansas Required Training

Effective July 15, 2009

NEW Product...MarketTwelve Bonus Index!

12% Total Bonus!

Required Information Added to Financial Needs Analysis Form for New Jersey

Effective August 1, 2009

Texas Annuity Producer Required Training

Effective April 1, 2010

Agent Designations Reminder

Insurance Commissioners Issue Warning of Phone Scam Targeting Agents

Anti-Money Laundering Reminder

Customer Identification Procedures
aka: Know Your Customer

New Summer Hours

Effective June 1st - Sept 3rd
Mon - Thur 7:30 AM - 5:30 PM (Central)
Friday 7:30 AM - 12:30 PM (Central)

Replacement of Insurance Products Activity

Important Information Regarding Client Correspondence

Important Information Regarding Client Statements

Requirements for Power of Attorney

Confidence Income Payment Dates

Requirements for Trusts

2010 Business Guidelines and Commitment to Ethics Document

Agents are required to review this document at least annually.
Click here for the 1-10 version.

New Massachusetts Regulation

Effective March 1, 2010

NAIC Producer Licensing Model Act Override Commissions

EquiTrust will pay override commissions to unlicensed individuals and entities under certain circumstances, and according to the Model Act. See State listing here.

States Issue Bulletins Regarding Replacements of AIG Contracts

Agent Designations

Replacement Requirements for Fixed Annuities

New Website Enhancement!

IRS Endorsement Mailing to IRA, SEP and Roth Clients

Cash Equivalents Not Accepted by EquiTrust Life

Click here to see acceptable and not-acceptable forms of payment. Cashier's checks ARE acceptable.

Consumer Alert: Equitrust.org

New Restricted Beneficiary Payout forms

Annuity Sales to Military Members

Tips to Assure FAST Contract Issuance

Click here to see the three most common application oversights...so your clients' apps are processed without delays.

Do Not Use White Out on Applications

Reminder of EquiTrust Life rule, stated in Business Guidelines 2006

Free-Withdrawal and RMD Policy for EquiTrust Life Fixed Annuities

Reallocations Are Not Allowed During Free-Look Period

EquiTrust Life Will Not Reissue if Client Free-Looks a Contract

New EquiTrust Life Guidelines for Agent Transfers

Release allowed if in current hierachy for over 6 months with no EquiTrust business

Post-Anniversary Transfer Window for EquiTrust Life Indexed Annuities

Money can be transferred among accounts up to 15 days after contract anniversary.

Muliple Premiums can be HELD to achieve clients' allocation strategies.

"Authorization to Hold Issue with Multiple Premiums" available on AppBuilder

LIMRA Surveys Sent to New EquiTrust Life Customers

After contract issue, some EquiTrust Life customers will receive from LIMRA a one-page survey, which they are asked to complete and return to LIMRA. EquiTrust Life authorizes LIMRA to conduct this survey, which is required in order to maintain our IMSA (Insurance Marketplace Standards Association) certification.

UGMA/UTMA Guidelines

See eligibility requirements, tax and distribution guidelines related to Uniform Gift/Transfers to Minors Act.