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This is your source for product, pending business, licensing and appointment information regarding the expanding line of EquiTrust Life annuities.
It’s Here! DynaMARC Index Annuity, featuring a customized, multi-asset risk-controlled index … Plus, a new stacked income rider: Strategic Income Option ... available only on DynaMARC
Product & Marketing News Show All
Rate Change to Monthly Cap Index Accounts (9/20/2016)
Effective Tuesday, September 27th, 2016
MarketTwelve Bonus Index – Value Increases First Three Years! (9/6/2016)
Client-Friendly, High-Bonus Index Annuities! (8/26/2016)
EquiTrust Achieves “Ward’s 50” Recognition Among Top Life and Health Companies! (8/18/2016)
Income Rider vs Annuitization: Which is Better for Index Annuity Clients? (7/11/2016)
EquiTrust Product Portfolio WebEx Seminar Replay - Listen Now! (6/29/2016)
If you missed the June 29th Product Portfolio WebEx Seminar, Click Here for the full audio/PowerPoint presentation.
NEW! Client Presentation for DynaMARC Index Annuity! 3 Formats! (6/1/2016)
Income For Life Stands Out From the Crowd! (4/25/2016)
DynaMARC Index Annuity and the Advantage of Participation (4/5/2016)
Client-Use Presentations Support Your Annuity Sales! (2/29/2016)
NEW VIDEO! DynaMARC Index Annuity (10/9/2015)
Learn about the Goldman Sachs Dynamo Strategy Index; 4 minute video, CLICK HERE
Renewal Rates A Key Factor to Index Annuity Performance (9/30/2014)
Learn more about what the difference a successful history of renewal rates can make! Click Here.
Administrative Updates Show All
Revised Trust Certification Form, Effective Immediately (4/4/2016)
New Contracting Procedures for Agency Appointments (12/18/2015)
As a Reminder Faxed Annuity Applications NOT Accepted (5/14/2014)
State-Specific Regulations & Admin News Show All
New Financial Needs Analysis Form for Massachusetts (9/21/2016)

Effective 10-1-16

Revised Louisiana Annuity Application (7/29/2016)
Massachusetts Agent Training Requirement (7/18/2016)
FL Suitability/Replacement Forms 10-Day Rule Enforced (5/13/2014)
Iowa Index CE Requirement Applies to Both Annuities and Life Insurance (11/1/2013)
Massachusetts Resident Requirements (7/26/2012)
Massachusetts residents must apply and sign for annuity contracts in the Commonwealth only.
License Requirements Regarding Securities Replacements (7/26/2012)
Applies to Arkansas, Iowa, Tennessee, Utah, & Vermont
Florida Accredited Investor Form Requirement Reminder (6/11/2012)
Three bonus index annuites require form for clients 65 and over. Clients to be contacted by phone to verify accredited certification.
Best Practices/Compliance News Show All
2016 Business Guidelines and Commitment to Ethics Document (1/5/2016)
Agents are required to review this document at least annually.
Click here for the 4-16 version.
Reminder: EquiTrust Does Not Allow Replacement of Annuities Within 3 Years of Issue (11/5/2015)

See EquiTrust Business Guidelines, page 4, for more information.

Advertising Reminder: Submit All Product Advertising for Review (6/6/2014)
Whether or not the EquiTrust product or Company are identified, all product-focused ads must be submitted prior to use.
NAIC Producer Licensing Model Act Override Commissions (4/22/2014)
EquiTrust will pay override commissions to unlicensed individuals and entities under certain circumstances, and according to the Model Act. See State listing here.
Suitability of Trust-Owned Annuities (7/26/2012)
Suitability Letters to Clients (7/26/2012)
Sent to annuity applicants per Annuity Transactions Model Regulation


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