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This is your source for product, pending business, licensing and appointment information regarding the expanding line of EquiTrust Life annuities.
Introducing Two 7-Year Index Annuities! ACCUMULATOR MARCSEVEN INDEX with Highly Competitive Rates…INCOME MARCSEVEN INDEX for Lifetime Income and Outstanding Rollup Rate!
Product & Marketing News Show All
Rate Increase for MarketValue and Accumulator MarcSeven Index Annuities! (11/16/2017)
New Participation Index Strategy Added to MarketValue Index! (11/2/2017)
Two New 7-Year Index Annuities! COMPLETE YOUR REQUIRED TRAINING NOW (10/9/2017)
ChoiceFour Annuity Added to E-Apps! Fast & Easy App Submission! (10/5/2017)
Revised Disclosure Statement for ChoiceFour Annuity (8/31/2017)
Active Business Now on Your Mobile Device, and MORE! It’s Easy! EquiTrust Agent App! (8/30/2017)
EquiTrust Product Portfolio WebEx Seminar Replay - Listen Now! (8/11/2017)
If you missed the Aug 10th Product Portfolio WebEx Seminar, Click Here for the full audio/PowerPoint presentation.
Improved Illustrations Now Includes MYGA/SPIA Split-Annuity Scenarios (8/9/2017)
Shorter Duration Fixed-Rate Annuities with Competitive Rates! (8/1/2017)
High Income For Life – Competitive Income Rider from EquiTrust (7/25/2017)
EquiTrust Repeats “Ward’s 50” Recognition Among Top Life and Health Companies! (7/20/2017)
Stay In-The-Know: Complimentary DOL Training. Takes Only 50 Minutes (6/28/2017)
Confidence Income SPIA Now on CANNEX Income Annuity Exchange (6/19/2017)
10 Reasons to Sell EquiTrust Products with Confidence (6/9/2017)
Income as the Outcome Webex Seminar Replay - Listen Now! (6/9/2017)
Important Information – DOL Fiduciary Rule (5/31/2017)
Seeking an Effective Way to Explain How Index Strategies Work? (2/21/2017)
Income Rider vs Annuitization: Which is Better for Index Annuity Clients? (7/11/2016)
Renewal Rates A Key Factor to Index Annuity Performance (9/30/2014)
Learn more about what the difference a successful history of renewal rates can make! Click Here.
Administrative Updates Show All
Outgoing Partial 1035 Exchanges Allowed on NQ Annuities (1/4/2017)
Effective 1/4/2017
As a Reminder Faxed Annuity Applications NOT Accepted (5/14/2014)
State-Specific Regulations & Admin News Show All
California Product Changes, Effective 9/7/17 – Revised Forms Available Now (9/7/2017)
Important Montana Product Changes, Effective 10/1/17 (8/15/2017)
Approved in CT: ChoiceFour Annuity and DynaMARC IBR Terminal-Illness Doubler (7/31/2017)
California Approves Revised Annuity Application – Required 9/1/17 (7/27/2017)
Montana Agent Training Requirement (6/13/2017)
Arizona Agent Training Requirement (5/22/2017)
Virginia Agent Training Requirement (3/28/2017)
Delaware Agent Training Requirement (1/6/2017)
FL Suitability/Replacement Forms 10-Day Rule Enforced (5/13/2014)
Iowa Index CE Requirement Applies to Both Annuities and Life Insurance (11/1/2013)
Massachusetts Resident Requirements (7/26/2012)
Massachusetts residents must apply and sign for annuity contracts in the Commonwealth only.
License Requirements Regarding Securities Replacements (7/26/2012)
Applies to Arkansas, Iowa, Tennessee, Utah, & Vermont
Florida Accredited Investor Form Requirement Reminder (6/11/2012)
Three bonus index annuites require form for clients 65 and over. Clients to be contacted by phone to verify accredited certification.
Best Practices/Compliance News Show All
Consumer Alerts Issued by Kansas and Nebraska: Unauthorized Annuity Withdrawals (11/9/2017)
Business Guidelines Updated For DOL Fiduciary and Conflicts of Interest Rule (6/14/2017)
Agents are required to review this document at least annually.
Click here for the 6-17 version.
Reminder: EquiTrust Does Not Allow Replacement of Annuities Within 3 Years of Issue (11/5/2015)

See EquiTrust Business Guidelines, page 4, for more information.

Advertising Reminder: Submit All Product Advertising for Review (6/6/2014)
Whether or not the EquiTrust product or Company are identified, all product-focused ads must be submitted prior to use.
NAIC Producer Licensing Model Act Override Commissions (4/22/2014)
EquiTrust will pay override commissions to unlicensed individuals and entities under certain circumstances, and according to the Model Act. See State listing here.
Suitability Letters to Clients (7/26/2012)
Sent to annuity applicants per Annuity Transactions Model Regulation

EquiTrust does not offer investment advice to any individual or agent and this material should not be construed as investment advice.

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