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IndexClose DateCloseChange
S&P 50011/17/20172578.85-6.79
Dynamo11/20/2017189.140.05
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This is your source for product, pending business, licensing and appointment information regarding the expanding line of EquiTrust Life annuities.
Introducing Two 7-Year Index Annuities! ACCUMULATOR MARCSEVEN INDEX with Highly Competitive Rates…INCOME MARCSEVEN INDEX for Lifetime Income and Outstanding Rollup Rate!
     
 
Product & Marketing News Show All
Rate Increase for MarketValue and Accumulator MarcSeven Index Annuities! (11/16/2017)
New Participation Index Strategy Added to MarketValue Index! (11/2/2017)
Two New 7-Year Index Annuities! COMPLETE YOUR REQUIRED TRAINING NOW (10/9/2017)
ChoiceFour Annuity Added to E-Apps! Fast & Easy App Submission! (10/5/2017)
Revised Disclosure Statement for ChoiceFour Annuity (8/31/2017)
Active Business Now on Your Mobile Device, and MORE! It’s Easy! EquiTrust Agent App! (8/30/2017)
EquiTrust Product Portfolio WebEx Seminar Replay - Listen Now! (8/11/2017)
If you missed the Aug 10th Product Portfolio WebEx Seminar, Click Here for the full audio/PowerPoint presentation.
Improved Illustrations Now Includes MYGA/SPIA Split-Annuity Scenarios (8/9/2017)
Shorter Duration Fixed-Rate Annuities with Competitive Rates! (8/1/2017)
High Income For Life – Competitive Income Rider from EquiTrust (7/25/2017)
EquiTrust Repeats “Ward’s 50” Recognition Among Top Life and Health Companies! (7/20/2017)
Stay In-The-Know: Complimentary DOL Training. Takes Only 50 Minutes (6/28/2017)
Confidence Income SPIA Now on CANNEX Income Annuity Exchange (6/19/2017)
10 Reasons to Sell EquiTrust Products with Confidence (6/9/2017)
Income as the Outcome Webex Seminar Replay - Listen Now! (6/9/2017)
Important Information – DOL Fiduciary Rule (5/31/2017)
Seeking an Effective Way to Explain How Index Strategies Work? (2/21/2017)
Income Rider vs Annuitization: Which is Better for Index Annuity Clients? (7/11/2016)
Renewal Rates A Key Factor to Index Annuity Performance (9/30/2014)
Learn more about what the difference a successful history of renewal rates can make! Click Here.
Administrative Updates Show All
Outgoing Partial 1035 Exchanges Allowed on NQ Annuities (1/4/2017)
Effective 1/4/2017
As a Reminder Faxed Annuity Applications NOT Accepted (5/14/2014)
State-Specific Regulations & Admin News Show All
California Product Changes, Effective 9/7/17 – Revised Forms Available Now (9/7/2017)
Important Montana Product Changes, Effective 10/1/17 (8/15/2017)
Approved in CT: ChoiceFour Annuity and DynaMARC IBR Terminal-Illness Doubler (7/31/2017)
California Approves Revised Annuity Application – Required 9/1/17 (7/27/2017)
Montana Agent Training Requirement (6/13/2017)
Arizona Agent Training Requirement (5/22/2017)
Virginia Agent Training Requirement (3/28/2017)
Delaware Agent Training Requirement (1/6/2017)
FL Suitability/Replacement Forms 10-Day Rule Enforced (5/13/2014)
Iowa Index CE Requirement Applies to Both Annuities and Life Insurance (11/1/2013)
Massachusetts Resident Requirements (7/26/2012)
Massachusetts residents must apply and sign for annuity contracts in the Commonwealth only.
License Requirements Regarding Securities Replacements (7/26/2012)
Applies to Arkansas, Iowa, Tennessee, Utah, & Vermont
Florida Accredited Investor Form Requirement Reminder (6/11/2012)
Three bonus index annuites require form for clients 65 and over. Clients to be contacted by phone to verify accredited certification.
Best Practices/Compliance News Show All
Consumer Alerts Issued by Kansas and Nebraska: Unauthorized Annuity Withdrawals (11/9/2017)
Business Guidelines Updated For DOL Fiduciary and Conflicts of Interest Rule (6/14/2017)
Agents are required to review this document at least annually.
Click here for the 6-17 version.
Reminder: EquiTrust Does Not Allow Replacement of Annuities Within 3 Years of Issue (11/5/2015)

See EquiTrust Business Guidelines, page 4, for more information.

Advertising Reminder: Submit All Product Advertising for Review (6/6/2014)
Whether or not the EquiTrust product or Company are identified, all product-focused ads must be submitted prior to use.
NAIC Producer Licensing Model Act Override Commissions (4/22/2014)
EquiTrust will pay override commissions to unlicensed individuals and entities under certain circumstances, and according to the Model Act. See State listing here.
Suitability Letters to Clients (7/26/2012)
Sent to annuity applicants per Annuity Transactions Model Regulation

EquiTrust does not offer investment advice to any individual or agent and this material should not be construed as investment advice.
FOR AGENT USE ONLY. NOT FOR USE WITH THE PUBLIC.
 
 

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