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IndexClose DateCloseChange
S&P 5005/17/20192859.53-16.79
Dynamo5/17/2019191.3-0.45
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This is your source for product, pending business, licensing and appointment information regarding the expanding line of EquiTrust Life annuities.
BIG Changes to the EquiTrust Index-Annuity Portfolio! Four Redesigned Products Featuring the Former Portfolio’s Most Popular Attributes! Competitive Income Riders … Unique to Each Product!
     
 
Product & Marketing News
Can a Participation Index Strategy Outperform the S&P 500 Index? (5/20/2019)
"Build Your Business with EquiTrust" Webex Seminar Replay - Listen Now! (5/17/2019)
Income Rider Comparison: MarketValue vs 200% Multiplier (5/17/2019)
Competitive Income Riders from EquiTrust (5/14/2019)
Index Strategy Diversification – For More Consistent Overall Performance (5/8/2019)
New! Index Annuity Concept Flyers! (5/6/2019)
Enhance your competitive insights on income riders … participation strategies … index strategy diversification … and income riders with inherited IRAs
Increase Your Income With Trail Commissions! (5/1/2019)

Three commission-payment options: upfront, combination upfront + trail, and trail. See how to earn more with trail commissions, click here.

EquiTrust Income Riders Are Available For Inherited IRAs! (4/24/2019)
Strong Renewal Rates on ChoiceFour Annual-Reset Annuity! (4/2/2019)
EquiTrust Insurance Marketing Services to Launch in 2019 (12/20/2018)
UPDATE: Faxed Annuity Apps Now Accepted by EquiTrust! Photo ID Required (11/28/2018)
3rd Year! EquiTrust Receives “Ward’s 50” Recognition Among Top Life and Health Companies! (8/10/2018)
Digital Enhancements to Simplify Your EquiTrust Business (6/11/2018)
EquiTrust Mobile App & E-App
Administrative Updates
Revised Forms – All States: Certainty Select and ChoiceFour Disclosures, and Disclosure & Comparison Form (4/2/2019)
Updated-Form Requirement: New Jersey Index-Annuity Disclosures (3/8/2019)
1035 Exchange for Spousal Death Benefits Now Permitted (1/2/2019)
Updated Deferred Annuity Claim Form – ET-2700(12-18)
Login Now Required to Access Forms for Withdrawal/Loan/EFT (12/19/2017)
Outgoing Partial 1035 Exchanges Allowed on NQ Annuities (1/4/2017)
Effective 1/4/2017
Do Not Use White Out on Applications (8/3/2006)
Reminder of EquiTrust Life rule, stated in Business Guidelines 2006
State-Specific Regulations & Admin News
Pennsylvania Agent Training Requirement (8/20/2018)
FL Suitability/Replacement Forms 10-Day Rule Enforced (5/13/2014)
Massachusetts Resident Requirements (7/26/2012)
Massachusetts residents must apply and sign for annuity contracts in the Commonwealth only.
License Requirements Regarding Securities Replacements (7/26/2012)
Applies to Arkansas, Iowa, Tennessee, Utah, & Vermont
Florida Accredited Investor Form Requirement Reminder (6/11/2012)
Three bonus index annuites require form for clients 65 and over. Clients to be contacted by phone to verify accredited certification.
Best Practices/Compliance News
2019 Minimum Guaranteed Contract Value Rates (1/2/2019)
Applies to contracts issued 1/1/19 - 12/31/19; Click Here
Business Guidelines Updated For DOL Fiduciary and Conflicts of Interest Rule (6/27/2018)
Agents are required to review this document at least annually.
Click here for the 6-18 version.
Consumer Alerts Issued by Kansas and Nebraska: Unauthorized Annuity Withdrawals (11/9/2017)
Policies on Joint Ownership of Fixed Annuities (6/13/2017)
Click here for the 6-2017 version.
Reminder: EquiTrust Does Not Allow Replacement of Annuities Within 3 Years of Issue (11/5/2015)

See EquiTrust Business Guidelines, page 4, for more information.

Advertising Reminder: Submit All Product Advertising for Review (6/6/2014)
Whether or not the EquiTrust product or Company are identified, all product-focused ads must be submitted prior to use.
NAIC Producer Licensing Model Act Override Commissions (4/22/2014)
EquiTrust will pay override commissions to unlicensed individuals and entities under certain circumstances, and according to the Model Act. See State listing here.
Suitability Letters to Clients (7/26/2012)
Sent to annuity applicants per Annuity Transactions Model Regulation
Solicitation of Insurance Prohibited on Military Installations (1/6/2010)

EquiTrust does not offer investment advice to any individual or agent and this material should not be construed as investment advice.
FOR AGENT USE ONLY. NOT FOR USE WITH THE PUBLIC.
 
 

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