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March 04, 2015
End of Day March 03, 2015
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This is your source for product, pending business, licensing and appointment information regarding the expanding line of EquiTrust Life annuities.
6.5% Rollup Rate for Up To 10 Years! Offer Your Clients Income They Can't Outlive .... with Income For Life Rider. Available on All Index Annuities.
     
 
Product & Marketing News Show All
EquiTrust Annuity Product Webinar Replay - Listen Now! (2/12/2015)
If you missed the February 12th Annuity Product Webinar, click here for the full audio/PowerPoint presentation.
Income For Life Rider Change, Effective 2/13 (2/2/2015)
Buyer's Guide Now Available on AppBuilder (1/21/2015)
2 Versions - subject to state of residence
Show Your Clients ‘65% Participation’ with this Competitive Index Annuity! (1/13/2015)
Trouble Accessing Pending/Active Business or Commissions? PLEASE READ (12/24/2014)
Current Contract/Policy Values Available Now on Website! (11/24/2014)
Renewal Rates A Key Factor to Index Annuity Performance (9/30/2014)
Learn more about what the difference a successful history of renewal rates can make! Click Here.
Oklahoma Products Added, Modified and Withdrawn (9/17/2014)
Introducing Client-Statement Notifications! (9/16/2014)
We Make Your Index Annuity Sales … SIMPLE (7/8/2014)
A.M. Best Upgrades EquiTrust Life! (8/17/2012)
Financial Strength Rating Raised to B++
Administrative Updates Show All
Revised Agent Appointment Application, Required 1/15 (12/15/2014)
Revised Annuity Agent Contract Transmittal Form (11/10/2014)
Agent-Contracting Procedures Revised (9/22/2014)
Complete Beneficiary Information on Applications In Best Interest of Clients (6/4/2014)
As a Reminder Faxed Annuity Applications NOT Accepted (5/14/2014)
State-Specific Regulations & Admin News Show All
California Agents: Fee Increase by CA DOI Effective 3/1/15 (12/26/2014)
Important Changes Regarding Required Product Training (12/5/2014)
Updated 1035/Transfer Form (10/21/2014)
New Florida Suitability and Comparison Forms (10/14/2014)
Effective October 21, 2014
Arkansas Agent Appointment/Renewal Process (9/18/2014)
FL Suitability/Replacement Forms 10-Day Rule Enforced (5/13/2014)
New EquiTrust Requirement for California Sales-Visit Notices (4/15/2014)
Product Training Required BEFORE Agent Appointment, Effective 1/1 (12/6/2013)
Required Notification for California Agents (12/2/2013)
Product Training Required Before Solicitation (11/1/2013)
Effective June 1, 2013
Iowa Index CE Requirement Applies to Both Annuities and Life Insurance (11/1/2013)
Massachusetts Resident Requirements (7/26/2012)
Massachusetts residents must apply and sign for annuity contracts in the Commonwealth only.
License Requirements Regarding Securities Replacements (7/26/2012)
Applies to Arkansas, Iowa, Tennessee, Utah, & Vermont
Florida Accredited Investor Form Requirement Reminder (6/11/2012)
Three bonus index annuites require form for clients 65 and over. Clients to be contacted by phone to verify accredited certification.
Best Practices/Compliance News Show All
2015 Business Guidelines and Commitment to Ethics Document (1/9/2015)
Agents are required to review this document at least annually; update regarding clients with Reverse Mortgages. 
Click here for the 2-15 version.
Iowa Bulletin 14-02 Regarding Insurance Marketing Organization (IMO) Advertising (10/28/2014)
Advertising Reminder: Submit All Product Advertising for Review (6/6/2014)
Whether or not the EquiTrust product or Company are identified, all product-focused ads must be submitted prior to use.
NAIC Producer Licensing Model Act Override Commissions (4/22/2014)
EquiTrust will pay override commissions to unlicensed individuals and entities under certain circumstances, and according to the Model Act. See State listing here.
Suitability of Trust-Owned Annuities (7/26/2012)
 
Suitability Letters to Clients (7/26/2012)
Sent to annuity applicants per Annuity Transactions Model Regulation

FOR AGENT USE ONLY. NOT FOR USE WITH THE PUBLIC.
 
 

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