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This is your source for product, pending business, licensing and appointment information regarding the expanding line of EquiTrust Life annuities.
Access your new business, commissions and product information on your mobile device! The EquiTrust Agent App is available now! Click the Buzz item below or ‘New Agent Resource Center’ for full details.
Product & Marketing News Show All
Memorial-Day Observance – EquiTrust Closed Monday, May 29th (5/25/2017)
In observance of Memorial Day, EquiTrust offices will be closed at 2:00 PM CST on Friday, May 26th and will reopen Tuesday, May 30th.
EquiTrust Product Portfolio WebEx Seminar Replay - Listen Now! (5/4/2017)
If you missed the May 4th Product Portfolio WebEx Seminar, Click Here for the full audio/PowerPoint presentation.
Revised/Improved Annuity Application – Available Now; Required 7/1 (5/4/2017)
2.6% for 5 Years! Certainty Select MYGA! (5/1/2017)
DOL Fiduciary Rule - Implementation Delayed (4/7/2017)
ChoiceFour Annuity – Annual Reset – Great Rates! (3/30/2017)
Index Annuity with 100% Participation! Watch 4-Minute Video (3/27/2017)
Revised Disclosures for All Annuity Products, Effective April 10 (3/20/2017)
Terminal Illness Rider Now Included With All Deferred Annuities! (3/1/2017)
Seeking an Effective Way to Explain How Index Strategies Work? (2/21/2017)
Mobile App Update! Illustrations, Training, FAQs! Update or Install Today! (2/14/2017)
EquiTrust Achieves “Ward’s 50” Recognition Among Top Life and Health Companies! (12/12/2016)

Printed Flyers Available Now at Order-Supplies link: Form ET-WARDS50

Chronic-Illness Doubler Added to Strategic Income Option IBR! (12/8/2016)
NEW! EquiTrust Agent App! Mobile-Device Access to New Business, Commissions and More! (10/25/2016)
MarketTwelve Bonus Index – Value Increases First Three Years! (9/6/2016)
Client-Friendly, High-Bonus Index Annuities! (8/26/2016)
Income Rider vs Annuitization: Which is Better for Index Annuity Clients? (7/11/2016)
NEW! Client Presentation for DynaMARC Index Annuity! 3 Formats! (6/1/2016)
Income For Life Stands Out From the Crowd! (4/25/2016)
DynaMARC Index Annuity and the Advantage of Participation (4/5/2016)
Client-Use Presentations Support Your Annuity Sales! (2/29/2016)
Renewal Rates A Key Factor to Index Annuity Performance (9/30/2014)
Learn more about what the difference a successful history of renewal rates can make! Click Here.
Administrative Updates Show All
Outgoing Partial 1035 Exchanges Allowed on NQ Annuities (1/4/2017)
Effective 1/4/2017
Revised Trust Certification Form, Effective Immediately (4/4/2016)
New Contracting Procedures for Agency Appointments (12/18/2015)
As a Reminder Faxed Annuity Applications NOT Accepted (5/14/2014)
State-Specific Regulations & Admin News Show All
Arizona Agent Training Requirement (5/22/2017)
Virginia Agent Training Requirement (3/28/2017)
Missouri Agent Training Requirement (3/28/2017)
Replacement Regulation in Alaska (3/6/2017)
Delaware Agent Training Requirement (1/6/2017)
Important California/Annuity Changes, Effective January 1 (12/20/2016)
See Transition Rules for further details.
New Financial Needs Analysis Form for Massachusetts (9/21/2016)

Effective 10-1-16

Revised Louisiana Annuity Application (7/29/2016)
Massachusetts Agent Training Requirement (7/18/2016)
FL Suitability/Replacement Forms 10-Day Rule Enforced (5/13/2014)
Iowa Index CE Requirement Applies to Both Annuities and Life Insurance (11/1/2013)
Massachusetts Resident Requirements (7/26/2012)
Massachusetts residents must apply and sign for annuity contracts in the Commonwealth only.
License Requirements Regarding Securities Replacements (7/26/2012)
Applies to Arkansas, Iowa, Tennessee, Utah, & Vermont
Florida Accredited Investor Form Requirement Reminder (6/11/2012)
Three bonus index annuites require form for clients 65 and over. Clients to be contacted by phone to verify accredited certification.
Best Practices/Compliance News Show All
2017 Business Guidelines and Commitment to Ethics Document (1/10/2017)
Agents are required to review this document at least annually.
Click here for the 1-17 version.
Reminder: EquiTrust Does Not Allow Replacement of Annuities Within 3 Years of Issue (11/5/2015)

See EquiTrust Business Guidelines, page 4, for more information.

Advertising Reminder: Submit All Product Advertising for Review (6/6/2014)
Whether or not the EquiTrust product or Company are identified, all product-focused ads must be submitted prior to use.
NAIC Producer Licensing Model Act Override Commissions (4/22/2014)
EquiTrust will pay override commissions to unlicensed individuals and entities under certain circumstances, and according to the Model Act. See State listing here.
Suitability of Trust-Owned Annuities (7/26/2012)
Suitability Letters to Clients (7/26/2012)
Sent to annuity applicants per Annuity Transactions Model Regulation

EquiTrust does not offer investment advice to any individual or agent and this material should not be construed as investment advice.

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