Meet the Sales Team  
IndexClose DateCloseChange
S&P 5004/2/20202526.956.4
Dynamo4/2/2020188.770.03
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This is your source for product, pending business, licensing and appointment information regarding the expanding line of EquiTrust Life annuities.
BIG Changes to the EquiTrust Index-Annuity Portfolio! Four Redesigned Products Featuring the Former Portfolio’s Most Popular Attributes! Competitive Income Riders … Unique to Each Product!
     
 
Product & Marketing News Show All
"EquiTrust Portfolio of Annuity Products" Webex Seminar Replay - Listen Now! (4/3/2020)
Exciting Opportunities for Accumulation – With Less Volatility! (4/1/2020)
Dynamo Strategy Index to Be Removed Effective April 15 (4/1/2020)
To sell MarketValue Index and MarketSeven Index contracts with Dynamo Index included, specific Disclosures are required.
MONTHLY OVERVIEW: Updates, Recaps and Department News (3/31/2020)
Sales Ideas! Sent to You in March Issues of SALES WEEK (3/31/2020)
SALES WEEK: Two Webinars! Sales Tip: Which Income Rider Is The Best Fit? (3/30/2020)
Digital Enhancements to Simplify Your EquiTrust Business (3/27/2020)
EquiTrust Mobile App & E-App
New Procedures for Life Sales When Face-to-Face Meetings Aren’t an Option (3/25/2020)
Coronavirus Update: EquiTrust Operating at Full Capacity (3/20/2020)
Successful Transition to Work-From-Home Environment
Sell By Phone or Video Messaging With Clients! Follow These Remote Application Policy Procedures (3/18/2020)
NEWSWIRE: Rate Change on Annuity and Life Products, Effective 3/13 (3/9/2020)
Improved Annuity Applications and State Replacement Forms, Effective March 17 (3/3/2020)
SALES WEEK: Two Webinars! Sales Idea: Client-Use, Preapproved Advertising! (2/18/2020)
SECURE Act Impacts RMD Ages and Inherited IRAs (1/2/2020)
Stabilize (and INCREASE) Your Income, With Trail Commissions! (11/14/2019)
EquiTrust Recognized Among “Ward’s 50” for Financial Performance – Fourth Consecutive Year! (8/14/2019)
New Business Processing Delays for Agents Without Updated Agent Contracts (6/3/2019)
Effective June 1
Can a Participation Index Strategy Outperform the S&P 500 Index? (5/20/2019)
Income Rider Comparison: MarketValue vs 200% Multiplier (5/17/2019)
Index Strategy Diversification – For More Consistent Overall Performance (5/8/2019)
Strong Renewal Rates on ChoiceFour Annual-Reset Annuity! (4/2/2019)
UPDATE: Faxed Annuity Apps Now Accepted by EquiTrust! Photo ID Required (11/28/2018)
Administrative Updates
Coronavirus Update: EquiTrust Operating at Full Capacity (3/20/2020)
Successful Transition to Work-From-Home Environment
Client Access to Online Contract/Policy Information – Available Now (11/14/2019)
Additional Service Forms Now Subject to Secured Access (9/3/2019)

In addition to Withdrawal/Loan/EFT forms already secured, more service-related Life and Annuity forms now require login.  

New Service Forms – Available Now; Required 1/1/20 (8/6/2019)

Multi-purpose service forms replaced by specific-need forms.

EquiTrust Agent Appointment Application Form Updated, Effective 8/1 (6/28/2019)
1035 Exchange for Spousal Death Benefits Now Permitted (1/2/2019)
Updated Deferred Annuity Claim Form – ET-2700(12-18)
Login Now Required to Access Forms for Withdrawal/Loan/EFT (12/19/2017)
Outgoing Partial 1035 Exchanges Allowed on NQ Annuities (1/4/2017)
Effective 1/4/2017
Do Not Use White Out on Applications (8/3/2006)
Reminder of EquiTrust Life rule, stated in Business Guidelines 2006
State-Specific Regulations & Admin News
Arkansas Comparison Form Change (12/31/2019)
Comparative Information Form - Arkansas (form ET-RPL-4906AR) is no longer required for annuities, effective 1/1/20. Use the "Disclosure & Comparison of products" forms for respective EquiTrust annuity products.
FL Suitability/Replacement Forms 10-Day Rule Enforced (5/13/2014)
Massachusetts Resident Requirements (7/26/2012)
Massachusetts residents must apply and sign for annuity contracts in the Commonwealth only.
License Requirements Regarding Securities Replacements (7/26/2012)
Applies to Arkansas, Iowa, Tennessee, Utah, & Vermont
Florida Accredited Investor Form Requirement Reminder (6/11/2012)
Three bonus index annuites require form for clients 65 and over. Clients to be contacted by phone to verify accredited certification.
Best Practices/Compliance News
Business Guidelines Updated (3/18/2020)
Agents are required to review this document at least annually. 
Click here for the 3-20 version.
2020 Minimum Guaranteed Contract Value Rates (1/2/2020)
Applies to contracts issued 1/1/20 - 12/31/20; Click Here
Additional Information on Suitability-Confirmation Calls – Client-Use Flyer (12/3/2019)
Money Laundering and Criminal Enforcement (11/6/2019)
Social Engineering, Why You Should Be Aware (11/4/2019)
EquiTrust to Begin Suitability-Verification Calls (10/22/2019)
Policies on Joint Ownership of Fixed Annuities (9/11/2019)
Click here for the 9-2019 version.
Account Takeover Fraud – Protect Your Clients’ Information (8/23/2019)
Click here to learn more.
Annuity Suitability Agent User Guide (7/1/2019)
Click here for the 6-19 version.
Consumer Alerts Issued by Kansas and Nebraska: Unauthorized Annuity Withdrawals (11/9/2017)
Reminder: EquiTrust Does Not Allow Replacement of Annuities Within 3 Years of Issue (11/5/2015)

See EquiTrust Business Guidelines, page 4, for more information.

Advertising Reminder: Submit All Product Advertising for Review (6/6/2014)
Whether or not the EquiTrust product or Company are identified, all product-focused ads must be submitted prior to use.
NAIC Producer Licensing Model Act Override Commissions (4/22/2014)
EquiTrust will pay override commissions to unlicensed individuals and entities under certain circumstances, and according to the Model Act. See State listing here.
Suitability Letters to Clients (7/26/2012)
Sent to annuity applicants per Annuity Transactions Model Regulation
Solicitation of Insurance Prohibited on Military Installations (1/6/2010)

EquiTrust does not offer investment advice to any individual or agent and this material should not be construed as investment advice.
FOR AGENT USE ONLY. NOT FOR USE WITH THE PUBLIC.
 
 

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