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S&P 5004/23/20182670.290.15
Dynamo4/23/2018195.71-0.17
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This is your source for product, pending business, licensing and appointment information regarding the expanding line of EquiTrust Life annuities.
Introducing Two 7-Year Index Annuities! ACCUMULATOR MARCSEVEN INDEX with Highly Competitive Rates…INCOME MARCSEVEN INDEX for Lifetime Income and Outstanding Rollup Rate!
     
 
Product & Marketing News
New EquiTrust 7-Year Index Annuities WebEx Seminar Replay - Listen Now! (4/17/2018)
E-Apps Update: Income-Rider Disclosure Statement Added Automatically (4/13/2018)
Rate Increase! ChoiceFour Annuity (Traditional Fixed) and Confidence Income (SPIA)! (4/12/2018)
Rate Increase for Three Index Annuities! Effective Today (2/14/2018)
All Annuities Now On E-Apps! Confidence Income SPIA Added. Fast & Easy App Submission! (1/19/2018)
Income as the Outcome Webex Seminar Replay - Listen Now! (12/15/2017)
Renewal Rates A Key Factor to Index Annuity Performance (12/13/2017)
Learn more about what the difference a successful history of renewal rates can make! Click Here.
Show Your Clients the Power of a Participation Index Strategy! It’s MATHEMAGIC! (12/12/2017)
Competitive Income Rider on New 7-Year Index Annuity! Key Advantages Over Annuitizing! (12/11/2017)
The Inside Track on Income-Rider Fee Structures (12/6/2017)
Two New 7-Year Index Annuities! COMPLETE YOUR REQUIRED TRAINING NOW (10/9/2017)
Active Business Now on Your Mobile Device, and MORE! It’s Easy! EquiTrust Agent App! (8/30/2017)
EquiTrust Repeats “Ward’s 50” Recognition Among Top Life and Health Companies! (7/20/2017)
Index Annuity with 100% Participation! Watch 4-Minute Video (3/27/2017)
Seeking an Effective Way to Explain How Index Strategies Work? (2/21/2017)
Income Rider vs Annuitization: Which is Better for Index Annuity Clients? (7/11/2016)
Administrative Updates
Agent-Contracting Procedures Revised (2/13/2018)
Connecticut Annuity Owners Subject to State-Income-Tax Withholding on 2018 Distributions (12/20/2017)
Login Now Required to Access Forms for Withdrawal/Loan/EFT (12/19/2017)
Nursing Home Waiver Election Form (11/30/2017)
Annuity owners electing the Nursing Home Waiver of surrender charges in the event of an eligible nursing-care confinement must submit this form: ET-NHWELECTION. Required beginning 1/1/18
Outgoing Partial 1035 Exchanges Allowed on NQ Annuities (1/4/2017)
Effective 1/4/2017
As a Reminder Faxed Annuity Applications NOT Accepted (5/14/2014)
Do Not Use White Out on Applications (8/3/2006)
Reminder of EquiTrust Life rule, stated in Business Guidelines 2006
State-Specific Regulations & Admin News
FL Suitability/Replacement Forms 10-Day Rule Enforced (5/13/2014)
Massachusetts Resident Requirements (7/26/2012)
Massachusetts residents must apply and sign for annuity contracts in the Commonwealth only.
License Requirements Regarding Securities Replacements (7/26/2012)
Applies to Arkansas, Iowa, Tennessee, Utah, & Vermont
Florida Accredited Investor Form Requirement Reminder (6/11/2012)
Three bonus index annuites require form for clients 65 and over. Clients to be contacted by phone to verify accredited certification.
Best Practices/Compliance News
Business Guidelines Updated For DOL Fiduciary and Conflicts of Interest Rule (12/26/2017)
Agents are required to review this document at least annually.
Click here for the 1-18 version.
Consumer Alerts Issued by Kansas and Nebraska: Unauthorized Annuity Withdrawals (11/9/2017)
Stay In-The-Know: Complimentary DOL Training. Takes Only 50 Minutes (6/28/2017)
Policies on Joint Ownership of Fixed Annuities (6/13/2017)
Click here for the 6-2017 version.
Important Information – DOL Fiduciary Rule (5/31/2017)
Louisiana Notice Regarding Producer Agencies (8/24/2016)
Reminder: EquiTrust Does Not Allow Replacement of Annuities Within 3 Years of Issue (11/5/2015)

See EquiTrust Business Guidelines, page 4, for more information.

Advertising Reminder: Submit All Product Advertising for Review (6/6/2014)
Whether or not the EquiTrust product or Company are identified, all product-focused ads must be submitted prior to use.
NAIC Producer Licensing Model Act Override Commissions (4/22/2014)
EquiTrust will pay override commissions to unlicensed individuals and entities under certain circumstances, and according to the Model Act. See State listing here.
Suitability Letters to Clients (7/26/2012)
Sent to annuity applicants per Annuity Transactions Model Regulation
Solicitation of Insurance Prohibited on Military Installations (1/6/2010)

EquiTrust does not offer investment advice to any individual or agent and this material should not be construed as investment advice.
FOR AGENT USE ONLY. NOT FOR USE WITH THE PUBLIC.
 
 

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