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S&P 50010/12/20182767.1338.76
Dynamo10/12/2018188.66-0.09
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This is your source for product, pending business, licensing and appointment information regarding the expanding line of EquiTrust Life annuities.
12% Premium Bonus Special on MarketPower Bonus Index! Applies to all first-year premium for contracts with effective dates of 9/17 or later. Available for a limited time!
     
 
Product & Marketing News
Premium Bonus Increase! 12% Bonus on MarketPower Bonus Index! (9/28/2018)
"Bonus Special, Commission Special, Rate Increase!" Webex Seminar Replay - Listen Now! (9/20/2018)
Premium-Bonus Special!...Commission Special!...Rate Increase! (9/17/2018)
Strong Performance by DynaMARC Index Annuity’s Multi-Asset Risk-Controlled Index! (9/14/2018)
Income as the Outcome Webex Seminar Replay - Listen Now! (9/10/2018)
Exciting Agent-Travel Incentive Announced by EquiTrust! – All EquiTrust Products Qualify! (9/4/2018)
Certainty Select (MYGA) and ChoiceFour (Traditional) WebEx Seminar Replay - Listen Now! (8/31/2018)
If you missed the WebEx Seminar on these competitive deferred annuities, Click Here for the full audio/PowerPoint presentation.
55% Pt-to-Pt Participation! Highly Competitive, 10-Year, MarketValue Index Annuity! (8/27/2018)
3rd Year! EquiTrust Receives “Ward’s 50” Recognition Among Top Life and Health Companies! (8/10/2018)
"EquiTrust Competitive Advantages" Webex Seminar Replay - Listen Now! (8/9/2018)
Index Annuities Designed for GROWTH WebEx Seminar Replay - Listen Now! (8/2/2018)
Commission Special! Income-Focused 7-Yr Index Annuity - Income MarcSeven (7/2/2018)
Digital Enhancements to Simplify Your EquiTrust Business (6/11/2018)
EquiTrust Mobile App & E-App
Can an Index Strategy OUTPERFORM the S&P500? (5/9/2018)
New EquiTrust 7-Year Index Annuities WebEx Seminar Replay - Listen Now! (4/17/2018)
Renewal Rates A Key Factor to Index Annuity Performance (12/13/2017)
Learn more about what the difference a successful history of renewal rates can make! Click Here.
The Inside Track on Income-Rider Fee Structures (12/6/2017)
Active Business Now on Your Mobile Device, and MORE! It’s Easy! EquiTrust Agent App! (8/30/2017)
Index Annuity with 100% Participation! Watch 4-Minute Video (3/27/2017)
Seeking an Effective Way to Explain How Index Strategies Work? (2/21/2017)
Income Rider vs Annuitization: Which is Better for Index Annuity Clients? (7/11/2016)
Administrative Updates
Policy Administration Form Changes – Required July 1, 2018 (5/9/2018)
Agent-Contracting Procedures Revised (2/13/2018)
Connecticut Annuity Owners Subject to State-Income-Tax Withholding on 2018 Distributions (12/20/2017)
Login Now Required to Access Forms for Withdrawal/Loan/EFT (12/19/2017)
Nursing Home Waiver Election Form (11/30/2017)
Annuity owners electing the Nursing Home Waiver of surrender charges in the event of an eligible nursing-care confinement must submit this form: ET-NHWELECTION. Required beginning 1/1/18
Outgoing Partial 1035 Exchanges Allowed on NQ Annuities (1/4/2017)
Effective 1/4/2017
As a Reminder Faxed Annuity Applications NOT Accepted (5/14/2014)
Do Not Use White Out on Applications (8/3/2006)
Reminder of EquiTrust Life rule, stated in Business Guidelines 2006
State-Specific Regulations & Admin News
Pennsylvania Agent Training Requirement (8/20/2018)
FL Suitability/Replacement Forms 10-Day Rule Enforced (5/13/2014)
Massachusetts Resident Requirements (7/26/2012)
Massachusetts residents must apply and sign for annuity contracts in the Commonwealth only.
License Requirements Regarding Securities Replacements (7/26/2012)
Applies to Arkansas, Iowa, Tennessee, Utah, & Vermont
Florida Accredited Investor Form Requirement Reminder (6/11/2012)
Three bonus index annuites require form for clients 65 and over. Clients to be contacted by phone to verify accredited certification.
Best Practices/Compliance News
DOL Fiduciary Rule Vacated; EquiTrust Requirements for Fiduciary-Rule Compliance No Longer in Effect (6/28/2018)
Business Guidelines Updated For DOL Fiduciary and Conflicts of Interest Rule (6/27/2018)
Agents are required to review this document at least annually.
Click here for the 6-18 version.
Consumer Alerts Issued by Kansas and Nebraska: Unauthorized Annuity Withdrawals (11/9/2017)
Policies on Joint Ownership of Fixed Annuities (6/13/2017)
Click here for the 6-2017 version.
Louisiana Notice Regarding Producer Agencies (8/24/2016)
Reminder: EquiTrust Does Not Allow Replacement of Annuities Within 3 Years of Issue (11/5/2015)

See EquiTrust Business Guidelines, page 4, for more information.

Advertising Reminder: Submit All Product Advertising for Review (6/6/2014)
Whether or not the EquiTrust product or Company are identified, all product-focused ads must be submitted prior to use.
NAIC Producer Licensing Model Act Override Commissions (4/22/2014)
EquiTrust will pay override commissions to unlicensed individuals and entities under certain circumstances, and according to the Model Act. See State listing here.
Suitability Letters to Clients (7/26/2012)
Sent to annuity applicants per Annuity Transactions Model Regulation
Solicitation of Insurance Prohibited on Military Installations (1/6/2010)

EquiTrust does not offer investment advice to any individual or agent and this material should not be construed as investment advice.
FOR AGENT USE ONLY. NOT FOR USE WITH THE PUBLIC.
 
 

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