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IndexClose DateCloseChange
S&P 50012/9/20193135.96-9.95
Dynamo12/9/2019195.14-0.05
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This is your source for product, pending business, licensing and appointment information regarding the expanding line of EquiTrust Life annuities.
BIG Changes to the EquiTrust Index-Annuity Portfolio! Four Redesigned Products Featuring the Former Portfolio’s Most Popular Attributes! Competitive Income Riders … Unique to Each Product!
     
 
Product & Marketing News Show All
Webinar! Competitive, Client-Friendly Annuities from EquiTrust! Thu 12/12 at 2PM Central (12/11/2019)
EquiTrust Income-Rider Advantages Are In The Details (11/22/2019)
Stabilize (and INCREASE) Your Income, With Trail Commissions! (11/14/2019)
Certainty Select & ChoiceFour Product & Form Changes (11/1/2019)
"EquiTrust Portfolio of Annuity Products" Webex Seminar Replay - Listen Now! (9/27/2019)
EquiTrust Recognized Among “Ward’s 50” for Financial Performance – Fourth Consecutive Year! (8/14/2019)
New Business Processing Delays for Agents Without Updated Agent Contracts (6/3/2019)
Effective June 1
Can a Participation Index Strategy Outperform the S&P 500 Index? (5/20/2019)
Income Rider Comparison: MarketValue vs 200% Multiplier (5/17/2019)
Index Strategy Diversification – For More Consistent Overall Performance (5/8/2019)
New! Index Annuity Concept Flyers! (5/6/2019)
Enhance your competitive insights on income riders … participation strategies … index strategy diversification … and income riders with inherited IRAs
EquiTrust Income Riders Are Available For Inherited IRAs! (4/24/2019)
Strong Renewal Rates on ChoiceFour Annual-Reset Annuity! (4/2/2019)
UPDATE: Faxed Annuity Apps Now Accepted by EquiTrust! Photo ID Required (11/28/2018)
Digital Enhancements to Simplify Your EquiTrust Business (6/11/2018)
EquiTrust Mobile App & E-App
Administrative Updates
Client Access to Online Contract/Policy Information – Available Now (11/14/2019)
Additional Service Forms Now Subject to Secured Access (9/3/2019)

In addition to Withdrawal/Loan/EFT forms already secured, more service-related Life and Annuity forms now require login.  

Confidence Income Annuity Form Revision: Disclosure & Comparison of Products (8/26/2019)
New Service Forms – Available Now; Required 1/1/20 (8/6/2019)

Multi-purpose service forms replaced by specific-need forms.

Revised Financial Needs Analysis Form Now in Effect (7/1/2019)
EquiTrust Agent Appointment Application Form Updated, Effective 8/1 (6/28/2019)
1035 Exchange for Spousal Death Benefits Now Permitted (1/2/2019)
Updated Deferred Annuity Claim Form – ET-2700(12-18)
Login Now Required to Access Forms for Withdrawal/Loan/EFT (12/19/2017)
Outgoing Partial 1035 Exchanges Allowed on NQ Annuities (1/4/2017)
Effective 1/4/2017
Do Not Use White Out on Applications (8/3/2006)
Reminder of EquiTrust Life rule, stated in Business Guidelines 2006
State-Specific Regulations & Admin News
Oregon Sales Resume for MarketPower Bonus Index (8/5/2019)
Pennsylvania Agent Training Requirement (8/20/2018)
FL Suitability/Replacement Forms 10-Day Rule Enforced (5/13/2014)
Massachusetts Resident Requirements (7/26/2012)
Massachusetts residents must apply and sign for annuity contracts in the Commonwealth only.
License Requirements Regarding Securities Replacements (7/26/2012)
Applies to Arkansas, Iowa, Tennessee, Utah, & Vermont
Florida Accredited Investor Form Requirement Reminder (6/11/2012)
Three bonus index annuites require form for clients 65 and over. Clients to be contacted by phone to verify accredited certification.
Best Practices/Compliance News
"Annuity Suitability" Webex Seminar Replay - Listen Now! (12/11/2019)
Additional Information on Suitability-Confirmation Calls – Client-Use Flyer (12/3/2019)
Money Laundering and Criminal Enforcement (11/6/2019)
Social Engineering, Why You Should Be Aware (11/4/2019)
EquiTrust to Begin Suitability-Verification Calls (10/22/2019)
Policies on Joint Ownership of Fixed Annuities (9/11/2019)
Click here for the 9-2019 version.
Business Guidelines Updated (9/10/2019)
Agents are required to review this document at least annually. 
Click here for the 9-19 version.
Account Takeover Fraud – Protect Your Clients’ Information (8/23/2019)
Click here to learn more.
Annuity Suitability Agent User Guide (7/1/2019)
Click here for the 6-19 version.
2019 Minimum Guaranteed Contract Value Rates (1/2/2019)
Applies to contracts issued 1/1/19 - 12/31/19; Click Here
Consumer Alerts Issued by Kansas and Nebraska: Unauthorized Annuity Withdrawals (11/9/2017)
Reminder: EquiTrust Does Not Allow Replacement of Annuities Within 3 Years of Issue (11/5/2015)

See EquiTrust Business Guidelines, page 4, for more information.

Advertising Reminder: Submit All Product Advertising for Review (6/6/2014)
Whether or not the EquiTrust product or Company are identified, all product-focused ads must be submitted prior to use.
NAIC Producer Licensing Model Act Override Commissions (4/22/2014)
EquiTrust will pay override commissions to unlicensed individuals and entities under certain circumstances, and according to the Model Act. See State listing here.
Suitability Letters to Clients (7/26/2012)
Sent to annuity applicants per Annuity Transactions Model Regulation
Solicitation of Insurance Prohibited on Military Installations (1/6/2010)

EquiTrust does not offer investment advice to any individual or agent and this material should not be construed as investment advice.
FOR AGENT USE ONLY. NOT FOR USE WITH THE PUBLIC.
 
 

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