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Index Annuities – Simple Series

MarketTwelve Bonus Index®

     - Applicant Ages: 0 - 75
     - Minimum Premium: $30,000 NQ/Q

A single-premium fixed and indexed annuity with a 12% bonus paid over three years. 6% is applied to premium at issue, with 2% applied to the Accumulation Value at first, second and third contract anniversaries. Features a fixed-rate account and five index-based accounts.  Income For Life rider available, in approved states.

MarketPower Bonus Index®

     - Applicant Ages: 0 - 75
     - Minimum Premium: $20,000 NQ/Q

A single-premium fixed and indexed annuity with a 10% premium bonus on first-year premiums. Features a fixed-rate account and five index-based accounts.  Income For Life rider available, in approved states.

MarketBooster Index®

     - Applicant Ages: 0 - 80
     - Minimum Premium: $10,000 NQ/ $2,000 Q

A flexible-premium fixed and indexed annuity with a 7% bonus credited over 24 months.  4% is applied to premium at issue, with 2% and 1% applied respectively to the Accumulation Value at first and second contract anniversaries.  Subsequent premiums get the 4% premium bonus for 5 years.  Features a fixed-rate account and four index-based accounts.  Income For Life rider available, in approved states.

MarketTen Bonus Index®

     - Applicant Ages: 0 - 80
     - Minimum Premium: $30,000 NQ/Q

A flexible-premium fixed and indexed annuity with a 6% premium bonus paid on all premiums years 1-5. Features a fixed-rate account and five index-based accounts. Income For Life Rider available, in approved states. The product offers a Return of Premium feature.

Builder Bonus Index®

     - Applicant Ages: 0 - 80
     - Minimum Premium: $30,000 NQ/Q

A flexible-premium fixed and indexed annuity available in CT, DE, MN, NV, OK, OR, TX, UT, and WA, with a 6% premium bonus on first-year premiums. Features a fixed-rate account and five index-based accounts. Income For Life rider available, in approved states. The product offers a Return of Premium feature.

MarketValue Index®

     - Applicant Ages: 0 - 80**
     - Minimum Premium: $10,000 NQ/Q

A flexible-premium fixed and indexed annuity with a 10-year design. Features a fixed-rate account and five index-based accounts.  Income For Life rider available, in approved states.

** May vary by issue age and/or state

Index Annuities – Strategic Series

DynaMARC Index®

     - Applicant Ages: 0 - 80
     - Minimum Premium: $10,000 NQ/Q

A flexible-premium fixed and indexed annuity with a 10-year design. Features a fixed-rate account and four index-based accounts. Two index accounts feature a multi-asset, risk-controlled index. Strategic Income Option rider available, in approved states.

Multi-Year Guarantee Annuity

Certainty Select®

     - Applicant Ages: 0 - 90
     - Minimum Premium: $10,000 NQ/Q

A single premium MYGA offering a choice of guarantee periods. Features full accumulation value at death and free withdrawals of cumulative interest.

Traditional Fixed Annuity

ChoiceFour®

     - Applicant Ages: 0 - 85
     - Minimum Premium: $10,000 NQ/Q

A Single Premium Deferred Annuity featuring a one-year annual reset interest rate. Allows additional premiums in the first year only. A Base Contract and the availability of two options provide a choice of four contract variations:

  • Base Contract: 9-year surrender charge schedule, free withdrawals of prior 12 months interest
  • MVA Option: 9-year surrender schedule, 1.50% premium bonus, MVA, free withdrawals of prior 12 months interest
  • Liquidity Option: 6-year surrender schedule, free withdrawals of 10% of accumulation value annually years 2
  • Liquidity & MVA Options: 6-year surrender schedule, 1.50% premium bonus, MVA, free withdrawals of 10% of accumulation value annually years 2

Single Premium Immediate Annuity

Confidence Income Annuity®

     - Applicant Ages: Fixed Period - 0 - 90; Single Life & Joint Life -  0 - 85
     - Minimum Premium: $30,000 NQ/Q

A Single-Premium Immediate Annuity featuring a range of payment options.

         Fixed Period: Any period from 5-20 years.
         Single Life: Payment can be with or without a Fixed Period (5-20 years).
         Joint Life: Payments can be with or without a Fixed Period (5-20 years), and/or with Payment Reduction on one life or both lives.
Non-qualified and IRAs only.

EquiTrust does not offer investment advice to any individual or agent and this material should not be construed as investment advice.
FOR AGENT USE ONLY. NOT FOR USE WITH THE PUBLIC.
 
 

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