Meet the Sales Team  
IndexClose DateCloseChange
S&P 50012/13/20182650.54-0.53
Dynamo12/13/2018190.460.21
 Quick Links
Income For Life Rider Change, Effective 2/13

Income For Life Rider Change
Effective 2/13/15

EquiTrust announces a modification to Income For Life, the income benefit rider available on fixed index annuities.

For Applications received on or after 2/13/15 the Benefit Base rollup period maximum will be shortened to 10 years.

Requirements

• Original Applications must be in our office by 2/12/15 to receive the 15-year rollup period.
• If faxed applications are received at EquiTrust by 5:00 PM (Central) on Thursday, 2/12/15 AND ORIGINAL application packets are received no later than Friday, 2/13/15, the contract will be issued with the 15-year rollup period.
• A revised rider disclosure dated 2-15 will be required for applications received on or after 2/13/15 in which the rider is elected.

The Benefit Base is a calculation used to determine payout amounts available with the rider. The Benefit Base does not impact the annuity's Accumulation Value.

Despite the change – necessitated by the low interest-rate environment – Income For Life remains a highly competitive income rider!

• 6.5% rollup rate for 10 years
• Available on all index annuities
• Income available after 2nd year and age 50
• Guaranteed income for life – without annuitizing
• Start and stop payments as needed
• Annual fee of 0.75% of Accumulation Value
• Payments continue even if Accumulation Value is depleted

The Longer You Wait to Begin Payments, The Greater The Income
$100,000 Premium
Annual Income Withdrawal Starting After:
Age At Issue
2 Years
5 Years
10 Years
60
$5,104
$6,850
$10,324
65
$5,671
$7,535
$11,263
70
$6,238
$8,221
$12,201
75
$6,805
$8,906
$13,140


Sales Materials
Client Brochure
Agent Guide
Client Flyer
MarketTwelve Bonus Example



EquiTrust does not offer investment advice to any individual or agent and this material should not be construed as investment advice.
FOR AGENT USE ONLY. NOT FOR USE WITH THE PUBLIC.
 
 

Terms and Conditions
Using this site means you accept its terms

EquiTrust Life Insurance Company/West Des Moines, IA
© 2018EquiTrust All rights reserved.