Meet the Sales Team  
IndexClose DateCloseChange
S&P 5005/16/20192876.3225.36
 Quick Links
Income for Life Rider Change, Effective 6/1

Income For Life Rider Changes
Effective June 1
EquiTrust announces modifications to Income For Life, the income benefit rider available on fixed index annuities.

The Benefit Base roll-up rate and income-withdrawal percentages will change.
• The Benefit Base* rollup rate will be revised to 6.0%
• The income withdrawal percentages will be decreased by 0.25% for all age groups

*The Benefit Base is a calculation used to determine payout amounts available with the rider. The Benefit Base does not impact the annuity's Accumulation Value.

Click here for revised Agent Guide; all rider sales materials reflecting these changes will be available on on Thursday, May 28.

• Original Applications must be in our office by 5/29/15 to receive the 6.5% rollup rate and higher withdrawal percentages.
• If faxed applications are received at EquiTrust by 5:00 PM (Central) on Friday, 5/29/15 AND ORIGINAL application packets are received no later than Monday, 6/1/15, the contract will be issued with the 6.5% rollup rate and higher withdrawal percentages.
• A revised rider disclosure dated 6/15 will be required for applications received on or after 6/1/15 in which the rider is elected.

Questions? Call EquiTrust Sales Support at 866-598-3694, email, or visit the Agent Website at

EquiTrust does not offer investment advice to any individual or agent and this material should not be construed as investment advice.

Terms and Conditions
Using this site means you accept its terms

EquiTrust Life Insurance Company/West Des Moines, IA
© 2019EquiTrust All rights reserved.