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For Competitive First-Year Rates the Choice is Simple: ChoiceFour Annuity

 

• Up to 2.50%First-Year Rate – Annual Reset
• 2.00% Minimum Guaranteed Interest Rate
• 1.50% PremiumBonus withMarket Value Adjustment (MVA) Option
• 5.5% MGACommission*

ChoiceFour Annuity
Traditional Single-Premium Deferred Fixed Annuity from
EquiTrust Life Insurance Company
®

Four Options

1st Year Rate

PremiumBonus

Free Withdrawals

Base Contract (9 year surrender)

2.50%

Interest Only

Base +MVA Option

2.50%

1.50%

Interest Only

Liquidity Option (6 year surrender)

2.10%

10% after year 1

Liquidity Option +MVAOption

2.10%

1.50%

10% after year 1


All Options Feature
• One-Year Renewable Interest Rates
• 0-85 Issue Ages
• $10,000 minimum premium; additional premium in first year
• Nursing Home Waiver**
• Full Accumulation Value at Death

ChoiceFourSales Resources

AgentGuide
ClientBrochure
Print Ad
Illustrations

Questions? Send an email to EquiTrust Sales Support, call 866-598-3694, or visit our website at
Agents.EquiTrust.com

 

 


*MGA Commission rate for applicant ages 0-80; 4.125% MGACommission ages 81-85.
**Nursing Home Waiver available through applicant age 80 and not available in MA.
Rates subject to change. Surrender of the contract may be subject to surrender charge and market value adjustment. Withdrawals before age 59 1/2 may result in a 10% IRSpenalty tax. Product features and riders may vary by state. Product not available in all states. Guarantees subject to the claims-paying ability of EquiTrust Life Insurance Company. Contract issued on Contract FormSeries ET-SPA-2000(11-04). EquiTrust Life Insurance Company, West DesMoines,IA. For Producer Use Only. IC16-ECN-1043.

 


EquiTrust does not offer investment advice to any individual or agent and this material should not be construed as investment advice.
FOR AGENT USE ONLY. NOT FOR USE WITH THE PUBLIC.
 
 

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EquiTrust Life Insurance Company/West Des Moines, IA
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