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ChoiceFour Annuity – Annual-Reset at 2.5% Plus 1.5% Premium Bonus!

 

This traditional fixed annuity offers your clients some highly competitive features!

First, what is it?
Single-premium tax-deferred annuity featuring an annual-reset interest rate.

What does it pay?
If the Liquidity Option (6 years) is selected, the current first-year rate is 2.50%.

Is there a premium bonus?
Yes! If the MVA Option is selected, a 1.50% premium bonus is added
to premiums.

Is EquiTrust committed to strong renewal rates?
Yes! For a 6-year contract issued in 12/2009, the initial and renewal rates were:

'09

'10

'11

'12

'13

'14

'15

'16

2.80%

3.30%

3.30%

3.30%

3.30%

3.30%

3.30%

3.30%


Are free withdrawals available?
Yes! After the first year, up to 10% of the Accumulation Value is available without MVA or surrender charges.

What happens at the end of 6 years?
The contract is fully liquid and continues earning tax-deferred interest; no surrender charges. The renewal rates continue...and will never go below 2%.

What is the agent commission?

The MGA commission is 5.50% for issue-ages 80 and under; 4.125% for issue-ages 81-85.

How do I learn more?
Click the links below for:
Agent Guide
Client Brochure
Personalized Illustrations
AppBuilder
Client-Use Flyer
Print Ad

Questions? Send an email to EquiTrust Sales Support, call 866-598-3694, or visit our website at Agents.EquiTrust.com

 


EquiTrust does not offer investment advice to any individual or agent and this material should not be construed as investment advice.
FOR AGENT USE ONLY. NOT FOR USE WITH THE PUBLIC.
 
 

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EquiTrust Life Insurance Company/West Des Moines, IA
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