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Terminal Illness Rider Now Included With All Deferred Annuities!

The no-cost rider offers a surrender-charge-free withdrawal of up to 75% of the Accumulation Value in the event of a terminal illness.

The new rider is included with new contracts issued on or after March 1st, for all issue ages, on these products:

Index Annuities

Multi-Year Guarantee Annuity

MarketTwelve Bonus

Certainty Select

MarketPower Bonus

MarketTen Bonus

Traditional Fixed Annuity

MarketBooster

ChoiceFour

MarketValue

Builder Bonus

DynaMARC


Definitions
• Terminal Illness must be certified by a licensed physician.
• Contract must be inforce one year before waiver can be exercised; waiting
  period may vary by state.
• Owner's use of annuity proceeds are not restricted.
• Exercise of the option before age 59 1/2 may result in 10% IRS penalty and
  earnings may be subject to income tax.

Product Materials Revised

PDFs for Agent Guides and Client Brochures impacted by the new rider have been revised to include the Terminal Illness Rider. Printed versions will be available at a later date.

EquiTrust does not offer investment advice to any individual or agent and this material should not be construed as investment advice.
FOR AGENT USE ONLY. NOT FOR USE WITH THE PUBLIC.
 
 

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