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Strong Renewal Rates on ChoiceFour Annual-Reset Annuity!

EquiTrust Insurance Marketing Services |E-Connect

 

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71% Are Equal To or Above the Initial Rates!

 

Since 11/11/2008, the 10-Year Treasury Fell from 3.82% to 2.54%

 

ChoiceFour Annuity®

 

This traditional, deferred annuity offers your clients some
competitive features!

 

Strong Renewal Rates

Initial and renewal rates for a 6-year contract issued on 1/2/2009

 

2009

5.00%

2010
5.00%

2011
4.50%

2012
4.50%

 

2013

4.50%

2014
4.50%

2015
4.00%

2016
4.00%

2017

4.00%

2018
4.00%

 

Strong First-Year Rates

Base Contract: 3.25%

9-Year Surrender Charges

0% Premium Bonus

2.00% Minimum Guaranteed Rate

Interest Only Penalty-Free Withdrawals

No MVA

Base + MVA: 3.25%
9-Year Surrender Charges
1.50% Premium Bonus
2.00% Minimum Guaranteed Rate
Interest Only Penalty-Free Withdrawals
MVA

 

Liquidity: 3.00%

6-Year Surrender Charges

0% Premium Bonus

2.00% Minimum Guaranteed Rate

10% Penalty-Free Withdrawals

No MVA

Liquidity + MVA: 3.00%
6-Year Surrender Charges
1.50% Premium Bonus
2.00% Minimum Guaranteed Rate
10% Penalty-Free Withdrawals
MVA

Premium Bonus

If the MVA Option is selected, a 1.50% premium bonus is added to premiums.

 

Free Withdrawals

6-year Liquidity Option allows up to 10% withdrawals of the Accumulation Value without MVA or surrender charges after the first contract year.

 

Accumulation Value at End of Surrender Period

The contract is fully liquid and continues earning tax-deferred interest; no surrender charges. The renewal rates continue...and will never go below 2%.

 

Strong Commission

5.50% MGA commission for issue-ages up to age 80; 4.125% for ages 81-85.

 

Learn More

Click the links below for:

Agent Guide

Client Brochure

Personalized Illustrations

AppBuilder

Client-Use Flyer

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EquiTrust does not offer investment advice to any individual or agent and this material should not be construed as investment advice.
FOR AGENT USE ONLY. NOT FOR USE WITH THE PUBLIC.
 
 

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