Meet the Sales Team  
IndexClose DateCloseChange
S&P 5008/19/20192923.6534.97
Dynamo8/19/2019194.920.48
 Quick Links
Income Rider Comparison: MarketValue vs 200% Multiplier

EquiTrust |E-Connect

 

Image

 

Rollup formula is key to an income rider's success

 

How does the MarketValue Index income rider stack up?

 

Income Benefit Rider rollup designs vary and evolve quickly. Index annuity carriers strive to differentiate their income riders with attention grabbing rollup formulas.

 

A rollup strategy garnering attention recently utilizes a "multiplier" – where the rollup is based on the annuity contract's annual credited rate, multiplied by a factor – commonly 200%.

 

Sounds impressive...but how does it compare to the MarketValue Index Income Rider?

 

The MarketValue Benefit Base rollup – which includes a 10% bonus on first-year premium, compounded at 4% plus credited rates – beats a 200% multiplier + 10% bonus for most index strategies during strong index periods...and for all index strategies during weak index periods.

 

Image

Click here for printable flyer

 

Competitive Rates...Competitive Income Rider

MarketValue Index is an accumulation-focused 10-year index annuity featuring competitive cap and participation rates, Benefit Base rollup, and Income Rider payout factors. The income rider also features a chronic-illness doubler!

 


EquiTrust does not offer investment advice to any individual or agent and this material should not be construed as investment advice.
FOR AGENT USE ONLY. NOT FOR USE WITH THE PUBLIC.
 
 

Terms and Conditions
Using this site means you accept its terms

EquiTrust Life Insurance Company/West Des Moines, IA
© 2019EquiTrust All rights reserved.