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Rate Change on EquiTrust Annuities, Effective June 20

EquiTrust |E-Connect

 

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Annuity Rate Change

Effective June 20, 2019

 

Rate Reduction

Annuity Rates will be reduced effective June 20.

 

Transition Rules

To receive the current rates, applications must be received by mail, fax or E-App by Wednesday, June 19. Faxed applications must be received at EquiTrust by 5:00 PM (Central) on June 19; if fax is confirmed, do not resend; allow a couple days processing time.


MarketTen Bonus Index

1-Year Interest

1-Year Pt-to-Pt Cap

1-Year Monthly Avg Cap

1-Year Monthly Avg Part

1-Year Monthly Cap

2-Year Monthly Avg Cap

Rates if Income Rider
Not Elected

1.30% (formerly 1.60%)

3.00% (formerly 3.75%)

3.50% (formerly 4.50%)

45.00% (formerly 50.00%)

1.15% (formerly 1.25%)

6.00% (formerly 7.00%)

Rates if Income Rider
is Elected
1.20% (formerly 1.50%)
2.75% (formerly 3.50%)

3.00% (formerly 3.75%)

40.00% (formerly 45.00%)
1.00% (no change)

5.00% (formerly 6.00%)

 


MarketValue Index

1-Year Interest

1-Year Pt-to-Pt Cap

1-Year Pt-to-Pt Part

1-Year Monthly Avg Cap

1-Year Monthly Avg Part

1-Year Monthly Cap

2-Year Monthly Avg Cap

1-Year Pt-to-Pt Part (Dynamo)

2-Year Pt-to-Pt Part (Dynamo)

Rates if Income Rider
Not Elected

2.50% (formerly 2.75%)

5.00% (formerly 6.00%)

45.00% (formerly 50.00%)

6.00% (formerly 7.00%)

80.00% (formerly 85.00%)

1.80% (formerly 1.90%)

18.00% (formerly 20.00%)

80.00% (no change)

100.00% (no change)

Rates if Income Rider
is Elected

2.25% (no change)
4.75% (no change)

40.00% (no change)

5.50% (no change)
60.00% (no change)

1.60% (no change)

15.00% (no change)

75.00% (no change)

95.00% (no change)


MarketSeven Index

1-Year Interest

1-Year Pt-to-Pt Cap

1-Year Pt-to-Pt Part

1-Year Monthly Avg Cap

1-Year Monthly Avg Part

1-Year Monthly Cap

2-Year Monthly Avg Cap

1-Year Pt-to-Pt Part (Dynamo)

2-Year Pt-to-Pt Part (Dynamo)

Rates if Income Rider
Not Elected

2.50% (formerly 2.75%)

5.25% (formerly 5.50%)

40.00% (formerly 43.00%)

6.00% (formerly 7.00%)

65.00% (formerly 70.00%)

1.65% (formerly 1.75%)

14.00% (formerly 15.00%)

80.00% (formerly 90.00%)

100.00% (no change)

Rates if Income Rider
is Elected
2.25% (no change)
5.00% (no change)

38.00% (no change)

5.00% (no change)
60.00% (no change)

1.50% (no change)

12.00% (no change)

75.00% (no change)

90.00% (no change)

 

Certainty Select (Multi-Year Guarantee Annuity)

3-Year
5-Year

6-Year

8-Year

10-Year

2.00% (formerly 2.25%)
2.50% (formerly 2.75%)

2.60% (formerly 2.85%)

2.70% (formerly 2.95%)

2.75% (formerly 3.00%)

 

ChoiceFour (Traditional Fixed Annuity)

Base Contract

MVA Option

Liquidity Option

Liquidity + MVA Option

3.00% (formerly 3.25%)

3.00% (formerly 3.25%)

2.50% (formerly 2.75%)

2.50% (formerly 2.75%)

 

Confidence Income Annuity (Single Premium Immediate Annuity)
Monthly Guaranteed Payment on $100,000 Premium)

5-Year Fixed Period

10-Year Fixed Period

15-Year Fixed Period

20-Year Fixed Period

Life Only - Male 65

Life Only - Female 65

Joint Life - M 65 / F 65

$1,718.51 (formerly $1,728.85)

$933.31 (formerly $944.12)

$673.39 (formerly $684.72)

$551.20 (formerly $563.12)

$538.01 (formerly $551.92)

$490.26 (formerly $503.84)

$429.14 (formerly $442.15)

 

Click here to see the All ProductSummary dated 6/20for all EquiTrust annuity products.


EquiTrust does not offer investment advice to any individual or agent and this material should not be construed as investment advice.
FOR AGENT USE ONLY. NOT FOR USE WITH THE PUBLIC.
 
 

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