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Rate Change on EquiTrust Annuities, Effective September 20

EquiTrust |E-Connect

 

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Annuity Rate Change

Effective September 20, 2019

 

Rate Reduction

The rates on the following products will be reduced effective September 20: MarketValue Index Annuity, MarketSeven Index Annuity, Choice Four Annuity, Confidence Income Annuity.

 

 

Transition Rules

To receive the current rates, applications must be received by mail, fax or E-App by Thursday, September 19. Faxed applications must be received at EquiTrust by 5:00 PM (Central) on September 19; if fax is confirmed, do not resend; allow a couple days processing time.


MarketValue Index

1-Year Interest

1-Year Pt-to-Pt Cap

1-Year Pt-to-Pt Part

1-Year Monthly Avg Cap

1-Year Monthly Avg Part

1-Year Monthly Cap

2-Year Monthly Avg Cap

1-Year Pt-to-Pt Part (Dynamo)

2-Year Pt-to-Pt Part (Dynamo)

Rates if Income Rider
Not Elected

2.40% (formerly 2.50%)

4.75% (formerly 5.00%)

40.00% (formerly 45.00%)

5.50% (formerly 6.00%)

70.00% (formerly 80.00%)

1.70% (formerly 1.80%)

16.00% (formerly 18.00%)

80.00% (no change)

100.00% (no change)

Rates if Income Rider
is Elected

2.25% (no change)
4.50% (formerly 4.75%)

38.00% (formerly 40.00%)

5.00% (formerly 5.50%)
60.00% (no change)

1.50% (formerly 1.60%)

15.00% (no change)

75.00% (no change)

95.00% (no change)

 


MarketSeven Index

1-Year Interest

1-Year Pt-to-Pt Cap

1-Year Pt-to-Pt Part

1-Year Monthly Avg Cap

1-Year Monthly Avg Part

1-Year Monthly Cap

2-Year Monthly Avg Cap

1-Year Pt-to-Pt Part (Dynamo)

2-Year Pt-to-Pt Part (Dynamo)

Rates if Income Rider
Not Elected

2.35% (formerly 2.50%)

4.75% (formerly 5.25%)

37.00% (formerly 40.00%)

5.50% (formerly 6.00%)

60.00% (formerly 65.00%)

1.50% (formerly 1.65%)

13.00% (formerly 14.00%)

75.00% (formerly 80.00%)

100.00% (no change)

Rates if Income Rider
is Elected
2.25% (no change)
4.50% (formerly 5.00%)

35.00% (formerly 38.00%)

5.00% (no change)
55.00% (formerly 60.00%)

1.40% (formerly 1.50%)

12.00% (no change)

70.00% (formerly 75.00%)

90.00% (no change)

ChoiceFour (Traditional Fixed Annuity)

 

Base Contract

MVA Option

Liquidity Option

Liquidity + MVA Option

2.90% (formerly 3.00%)

2.90% (formerly 3.00%)

2.40% (formerly 2.50%)

2.40% (formerly 2.50%)

Confidence Income Annuity (Single Premium Immediate Annuity)
Monthly Guaranteed Payment on $100,000 Premium)

 

5-Year Fixed Period

10-Year Fixed Period

15-Year Fixed Period

20-Year Fixed Period

Life Only - Male 65

Life Only - Female 65

Joint Life - M 65 / F 65

$1,718.51 (no change)

$933.31 (no change)

$673.39 (no change)

$551.20 (no change)

$513.27 (formerly $538.01)

$466.18 (formerly $490.26)

$406.13 (formerly $429.14)

Click here to see the All ProductSummary dated 9/20for all EquiTrust annuity products.


EquiTrust does not offer investment advice to any individual or agent and this material should not be construed as investment advice.
FOR AGENT USE ONLY. NOT FOR USE WITH THE PUBLIC.
 
 

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