MarketSeven Index
Product Detail
- Applicant Ages: 0-85
- Premium Minimum: $10,000 NQ/Q, Max: $1 million
- Flexible Premium; $2,000 Additional
- Accounts: 1 fixed-rate; 9 index-linked: 6 S&P500, 2 Barclays Focus50, 1 S&P MARC 5%
- Surrender Charge: 7 Years
- 9, 8, 7, 6.5, 5.5, 4.5, 3.5%
- Penalty-Free Withdrawals: 10% beginning year 2
- Death Benefit: Full Accumulation Value
- Guaranteed Accumulation Value Benefit: At the end of year 7, the Accumulation Value will be no less than 107% of premiums, less withdrawals
- Nursing Home Waiver
- Terminal Illness Rider
- Optional Income Rider
For Agent Use Only
Product Features and Rider Availability may vary by state.
MarketSeven Index
Rates If Income Rider Not Elected | Current Rate |
---|---|
1-Year Interest | 2.25% |
S&P 500 1-Year Point-to-Point Cap | 4.00% |
S&P 500 1-Year Point-to-Point Participation | 26.00% |
S&P 500 1-Year Monthly Average Cap | 4.50% |
S&P 500 1-Year Monthly Average Participation | 43.00% |
S&P 500 1-Year Monthly Cap | 1.90% |
S&P 500 2-Year Monthly Average Cap | 9.00% |
Focus50 1-Year Point-to-Point Participation | 75.00% |
Focus50 2-Year Point-to-Point Participation | 110.00% |
MARC 5% 1-Year Point-to-Point Participation | 85.00% |
Rates If Income Rider Elected | Current Rate |
---|---|
1-Year Interest | 2.00% |
S&P 500 1-Year Point-to-Point Cap | 3.75% |
S&P 500 1-Year Point-to-Point Participation | 24.00% |
S&P 500 1-Year Monthly Average Cap | 4.25% |
S&P 500 1-Year Monthly Average Participation | 38.00% |
S&P 500 1-Year Monthly Cap | 1.65% |
S&P 500 2-Year Monthly Average Cap | 8.00% |
Focus50 1-Year Point-to-Point Participation | 60.00% |
Focus50 2-Year Point-to-Point Participation | 85.00% |
MARC 5% 1-Year Point-to-Point Participation | 70.00% |
1-Year Interest |
S&P 500 1-Year Point-to-Point Cap |
S&P 500 1-Year Point-to-Point Participation |
S&P 500 1-Year Monthly Average Cap |
S&P 500 1-Year Monthly Average Participation |
S&P 500 1-Year Monthly Cap |
S&P 500 2-Year Monthly Average Cap |
Focus50 1-Year Point-to-Point Participation |
Focus50 2-Year Point-to-Point Participation |
MARC 5% 1-Year Point-to-Point Participation |
Product State Approvals
Product State Variations
Surrender Charge Variation |
CA |
No MVA |
CA, DE |
Current Form Date | Title | Number |
---|---|---|
2020/06/03 | Agent Gateway Website | ET-GATEWAY |
2020/01/16 | Annuity New Business Checklist | ET-ANN-CKLIST |
2020/11/09 | Annuity Suitability Agent User Guide | ET-3107 |
2019/11/05 | Annuity Training User Guide | ET-REGED |
2020/03/31 | Barclays Focus50 Index Client Brochure | ET-BARCFOC50-1100 |
2020/08/21 | Commission Options | ET-TRLCOMP |
2020/09/05 | Competitive Income Benefit Riders Flyer | ET-IBRALL |
2018/06/06 | E-Applications Flyer | ET-EAPP |
2019/09/18 | EquiTrust Client Portal Flyer | ET-MYEQUITRUST |
2019/02/28 | EquiTrust Contact Information | ET-5000 |
2020/03/24 | EquiTrust Corporate Brochure | ET-BRO-1000 |
2020/03/24 | EquiTrust Letter of Financial Condition - Producer Use Only | ET-LFC |
2009/11/01 | EquiTrust Pocket Folder | ET-FDR-1001A |
2021/01/27 | EquiTrust Wire-Transfer Instructions | ET-WIRETRANSFER |
2020/10/09 | EquiTrust's Competitive Advantages | ET-ADVANTAGES |
2017/04/06 | Fixed Annuity Sales Presentation | ET-BRO-1001 |
2017/04/06 | Fixed Annuity Sales Presentation - PowerPoint | ET-BRO-1001PP |
2020/06/29 | Guidelines for IRA Beneficiaries Under the SECURE Act | ET-IRABENEGUIDELINE |
2021/01/12 | Index Annuities Eliminate the Stress of Market Losses | ET-LOSSRECOVERY |
2019/01/01 | Index Annuity Sales Presentation | ET-BRO-1002 |
2019/01/01 | Index Annuity Sales Presentation - PowerPoint | ET-BRO-1002PP |
2020/10/19 | Index Strategy Diversification Flyer - MarketSeven | ET-INDXDIVRSMS |
2017/02/03 | Index-Strategy Description: 1-Year Average Participation | ET-AP |
2017/02/03 | Index-Strategy Description: 1-Year Daily Average Cap | ET-AC |
2017/02/03 | Index-Strategy Description: 1-Year Monthly Average Cap | ET-ACMV |
2017/02/03 | Index-Strategy Description: 1-Year Monthly Cap | ET-MC |
2017/02/03 | Index-Strategy Description: 1-Year Point-to-Point Cap | ET-PTP |
2020/03/03 | Index-Strategy Description: 1-Year Point-to-Point Participation | ET-PTPP |
2017/02/03 | Index-Strategy Description: 2-Year Monthly Average Cap Index Account | ET-2MC |
2020/03/03 | Index-Strategy Description: 2-Year Point-to-Point Participation | ET-2PTPP |
2020/03/31 | MarketSeven Index Agent Guide | ET-MSI-1102 |
2020/03/31 | MarketSeven Index Client Brochure | ET-MSI-1100 |
2020/08/21 | Mathemagic - MarketSeven Participation Index Strategy Flyer | ET-PTPP7FLR |
2020/03/02 | Online Marketing Resources | ET-5002 |
2020/03/31 | S&P MARC 5% Excess Return Client Brochure | SPMARC5BROCHURE |
2021/01/05 | S&P500 Historical Analysis | ET-SP500-HISTORICAL |
2020/07/09 | Ward's 50 | ET-WARDS50 |