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Confidence Income Annuity


Product Detail

  • Applicant Ages: 0 – 90 Fixed Period; 0 – 85 Single or Joint Life
  • Prem Min: $30,000 NQ/Q,  Max: $1 million
  • Payment Modes: Monthly, Quarterly, Semi-annually, Annually
  • Payment Options:
    • Fixed Period: 5-20 years
    • Single Life
    • Joint Life

 

For Agent Use Only

Product Features and Rider Availability may vary by state.

Confidence Income Annuity

A Single Premium Immediate Annuity
(Rates Effective Since Oct, 20 2020)
Monthly guaranteed payment on $100,000 premium
Guarantee Period Payment Amount
5-Years $1,671.15
10-Years $899.09
15-Years $653.22
20-Years $534.72
Life Only-Male 65 $486.27
Life Only-Female 65 $439.97
Joint Life-M 65/F 65 $386.13


Rate Hold Policy
Original applications must be received in good order at EquiTrust by the day prior to the rate effective date to hold previous rate. Rates on 1035 Exchanges and Qualified Plan Transfers will be held 60 days from the date the application and supporting documents are received in the Home Office. Funds received after 60 days will receive the interest rate in effect when the funds are received.

All quotes available in the Illustration Software.

Product State Approvals


Alabama,
Alaska,
Arizona,
Arkansas,
California,
Colorado,
Connecticut,
Delaware,
District of Columbia,
Florida,
Georgia,
Hawaii,
Idaho,
Illinois,
Indiana,
Iowa,
Kansas,
Kentucky,
Louisiana,
Maine,
Maryland,
Massachusetts,
Michigan,
Minnesota,
Mississippi,
Missouri,
Montana,
Nebraska,
Nevada,
New Hampshire,
New Jersey,
New Mexico,
North Carolina,
North Dakota,
Ohio,
Oklahoma,
Oregon,
Pennsylvania,
Rhode Island,
South Carolina,
South Dakota,
Tennessee,
Texas,
Utah,
Vermont,
Virginia,
Washington,
West Virginia,
Wisconsin,
Wyoming,

Product State Variations


None
Current Form Date Title Number
2020/06/03 Agent Gateway Website ET-GATEWAY
2020/01/16 Annuity New Business Checklist ET-ANN-CKLIST
2020/11/09 Annuity Suitability Agent User Guide ET-3107
2019/11/05 Annuity Training User Guide ET-REGED
2020/12/31 Confidence Income Agent Guide ET-SPIA-1102
2017/04/21 Confidence Income Client Brochure ET-SPIA-1100
2018/06/06 E-Applications Flyer ET-EAPP
2019/09/18 EquiTrust Client Portal Flyer ET-MYEQUITRUST
2019/02/28 EquiTrust Contact Information ET-5000
2020/03/24 EquiTrust Corporate Brochure ET-BRO-1000
2020/03/24 EquiTrust Letter of Financial Condition - Producer Use Only ET-LFC
2009/11/01 EquiTrust Pocket Folder ET-FDR-1001A
2021/01/27 EquiTrust Wire-Transfer Instructions ET-WIRETRANSFER
2020/10/09 EquiTrust's Competitive Advantages ET-ADVANTAGES
2017/04/06 Fixed Annuity Sales Presentation ET-BRO-1001
2017/04/06 Fixed Annuity Sales Presentation - PowerPoint ET-BRO-1001PP
2020/06/29 Guidelines for IRA Beneficiaries Under the SECURE Act ET-IRABENEGUIDELINE
2020/03/02 Online Marketing Resources ET-5002
2015/01/22 Split Annuity Client Flyer ET-SPL-1104
2015/12/14 Uniform Lifetime Table for RMD's ET-SPIA-RMD
2020/07/09 Ward's 50 ET-WARDS50