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Rate Increase! All Index Annuities and ChoiceFour Annual Reset – Effective 4/14/21

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Rate Increase on All Index Annuities and ChoiceFour Annuity!

 

 

Rate Increase on ALL Index Annuities and ChoiceFour (9-Year) Traditional Fixed Annuity! New rates apply to contracts with effective dates on or after April 14, 2021. 

MarketPower Bonus 

1-Yr Interest

1-Yr Pt-to-Pt Cap

1-Yr Mo Avg Cap

1-Yr Mo Avg Part

1-Yr Mo Cap

2-Yr Mo Avg Cap

Focus50 1-Yr Pt-to-Pt Part

Focus50 2-Yr Pt-to-Pt Part

Rates if IBR is Not Elected
1.10% (formerly 1.00%)

2.25% (formerly 2.00%)

2.50% (formerly 2.25%)

30.00% (formerly 20.00%)

1.10% (no change)

4.00% (no change)

40.00% (formerly 30.00%)

 

55.00% (formerly 50.00%)

Rates if IBR is Elected

1.10% (formerly 1.00%)

2.25% (formerly 2.00%)

2.50% (formerly 2.25%)

30.00% (formerly 20.00%)

1.10% (no change)

4.00% (no change)

40.00% (formerly 30.00%)

 

55.00% (formerly 50.00%)

MarketTen Bonus

1-Yr Interest

1-Yr Pt-to-Pt Cap

1-Yr Mo Avg Cap

1-Yr Mo Avg Part

1-Yr Mo Cap

2-Yr Mo Avg Cap

Focus50 1-Yr Pt-to-Pt Part

Focus50 2-Yr Pt-to-Pt Part

Rates if IBR is Not Elected
1.00% (no change)

2.00% (no change)

2.25% (no change)

20.00% (formerly 18.00%)

1.10% (no change)

4.00% (no change)

30.00% (no change)

 

50.00% (no change)

Rates if IBR is Elected

1.00% (no change)

2.00% (no change)

2.25% (no change)

20.00% (formerly 18.00%)

1.10% (no change)

4.00% (no change)

30.00% (no change)

 

50.00% (no change)

MarketValue Index

1-Yr Interest

1-Yr Pt-to-Pt Cap

1-Yr Pt-to-Pt Part

1-Yr Mo Avg Cap

1-Year Mo Avg Part

1-Year Mo Cap

2-Yr Mo Avg Cap

Focus50 1-Yr Pt-to-Pt Part

Focus50 2-Yr Pt-to-Pt Part

MARC 5% 1-Yr Pt-to-Pt Part

Rates if IBR is Not Elected

2.50% (no change)

4.50% (formerly 4.25%)

30.00% (formerly 28.00%)

5.00% (formerly 4.75%)

55.00% (formerly 45.00%)

1.85% (no change)

12.00% (formerly 10.00%)

 90.00% (formerly 80.00%)

 

120.00% (formerly 105.00%)

 

100.00% (formerly 95.00%)

Rates if IBR is Elected
2.50% (formerly 2.25%)
4.50% (formerly 4.00%)

30.00% (formerly 25.00%)

5.00% (formerly 4.50%)
55.00% (formerly 35.00%)

1.85% (formerly 1.80%)

12.00% (formerly 9.00%)

 90.00% (formerly 70.00%)

 

120.00% (formerly 95.00%)

 

100.00% (formerly 85.00%)

MarketSeven Index

1-Yr Interest

1-Yr Pt-to-Pt Cap

1-Yr Pt-to-Pt Part

1-Yr Mo Avg Cap

1-Year Mo Avg Part

1-Year Mo Cap

2-Yr Mo Avg Cap

Focus50 1-Yr Pt-to-Pt Part

Focus50 2-Yr Pt-to-Pt Part

MARC 5% 1-Yr Pt-to-Pt Part

 

Rates if IBR is Not Elected

2.40% (formerly 2.25%)

4.25% (formerly 4.00%)

28.00% (formerly 26.00%)

4.75% (formerly 4.50%)

50.00% (formerly 43.00%)

1.90% (no change)

10.00% (formerly 9.00%)

85.00% (formerly 75.00%)

 

115.00% (formerly 110.00%)

 

95.00% (formerly 85.00%)

Rates if IBR is Elected
2.40% (formerly 2.00%)
4.25% (formerly 3.75%)

28.00% (formerly 24.00%)

4.75% (formerly 4.25%)
50.00% (formerly 38.00%)

1.90% (formerly 1.65%)

10.00% (formerly 8.00%)

85.00% (formerly 60.00%)

 

115.00% (formerly 85.00%)

 

95.00% (formerly 70.00%)

ChoiceFour (Traditional Fixed Annuity)

Base Contract (9-Yr)

MVA Option (9-Yr)

Liquidity Option (6-Yr)

Liquidity + MVA Option (6-Yr)

2.60% (formerly 2.40%)

2.60% (formerly 2.40%)

2.00% (no change)

2.00% (no change)

Click here to see the current Annuity All Product Summary

 

Questions? Call Sales Support
at 866-598-3694 or
visit the Agent
Website at Agents.EquiTrust.com

 
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Products underwritten and issued by EquiTrust Life Insurance Company, West Des Moines, Iowa. Products distributed by EquiTrust Insurance Marketing Services; in California doing business as EQT Insurance Marketing Services.

 
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IC21-ECN-1045

FOR PRODUCER USE ONLY

EquiTrust

7100 Westown Pkwy Suite 200
West Des Moines, IA 50266

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