WealthMax Bonus Life Competitive Advantages Flyer
WEALTHMAX
BONUS LIFE®
A single premium, indexed life insurance policy
designed for wealth transfer and accumulation
WealthMax Bonus Life may be the right solution for your clients who have accumulated savings they’d like to leave as a legacy or leverage to help pay their own heath care-related expenses.
KEY FEATURES
Every underwriting decision is immediate. Underwriting for WealthMax Bonus Life is simple and online. We make it quick and easy for clients to get underwritten and covered. No medical evidence. No demanding and lengthy processes.
Through the policy’s included Accelerated Death Benefit Rider (ADBR), clients can access policy benefits during their lifetime for qualified terminal illness, nursing home confinement and chronic care.
Clients who ultimately don’t need their life insurance and prefer to use the money themselves may elect to access the death benefit in their later years. They can receive it in the form of monthly payments for five years if the policy has been inforce for a minimum of 15 years, the client is at least 85 years of age, and no withdrawals, loans or ADBR benefits have been taken.
Clients can rely on the power of guarantees1:
- Should they surrender their policy and need their premium back
- If they encounter health-related events and need to use the death benefit to pay for related expenses
- Guaranteed death benefit to leave a legacy
MARKETING MATERIALS
Agent Materials
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WealthMax Bonus Life Agent Guide
WealthMax Bonus Life Quick Facts
WealthMax Bonus Life Power of Guarantees Flyer
WealthMax Bonus Life Underwriting Guide
WealthMax Bonus Life Health Questions
WealthMax Bonus Life Sales Flowchart Flyer
WealthMax Bonus Life Longevity Benefit Flyer
Client Materials
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RATES, STATE APPROVALS
AND VARIATIONS
| Account Options | Current Rate |
|---|---|
| 1-Year Interest | 5.00% |
| S&P 500 1-Year Point-to-Point Cap | 10.00% |
| S&P 500 1-Year Point-to-Point Performance Trigger | 8.00% |
| S&P 500 1-Year Monthly Average Participation | 100.00% |
| S&P 500 Dynamic Intraday TCA 1-Year Point-to-Point Participation | 80.00% |
| Barclays Focus50 1-Year Point-to-Point Participation | 185.00% |
| S&P MARC 5% Excess Return 1-Year Point-to-Point Participation | 200.00% |
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Calculator and Illustrations
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WEALTHMAX BONUS LIFE WEBINARS
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Introducing WealthMax Bonus Life® from EquiTrust
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WRITE AN APPLICATION NOW
Have clients with money they may not intend to use? Money sitting in a savings account? WealthMax Bonus Life may be a good way to help them turn that money into a legacy for their heirs, or a source of funds in the event of a terminal or chronic illness or other qualified health care needs.
Ready to begin the underwriting and application process for a client?