SmartBoost Index offers guarantees¹ and strong accumulation potential – with no fee for the BOOST. As an FIA, it builds Accumulation Value through interest earned based on market indices, never exposing your clients’ money to downside risk. And SmartBoost Index takes their earnings beyond that, with an underlying guarantee¹ on the growth of the Accumulation Value of 40% after 10 years.

Clients can rely on the guarantees¹ of SmartBoost Index:

• The value of contract will grow to at least 140% of the initial premium after 10 years²
• A 40% BOOST on the single premium on day 1 for the death benefit³

SmartBoost Index is designed to help your clients pass down a meaningful legacy that holds its value, regardless of market conditions and taxes. Beneficiaries have flexible options to help them maximize the value of the death benefit amount they receive. For the first 10 contract years, the death benefit is 140% of the premium from day one if taken as monthly payments for 60 months. If taken as a lump sum, it’s equal to the Vested Enhanced Accumulation Value. After the first 10 contract years, it’s equal to the Accumulation Value. See Key Definitions for more information.

After 10 years, the 40% BOOST is fully vested and the Accumulation Value will be worth at least 140% of the premium paid. And SmartBoost Index is designed to grow with your clients, helping support the future they’ve envisioned. It continues to build value through interest earned based on the performance of market indices.