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For Producer Use Only
Newswire: Higher LTC benefits available NOW!
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INCREASED MAXIMUM COVERAGE RATIOS HELP CLIENTS AMPLIFY LTC BENEFITS
Turn premium dollars into more long-term care benefits
Higher Coverage Ratios give your clients a reason to celebrate!
All Preferred risk classes can now choose LTC benefits of at least 3X premium, and Standard can choose at least 2X premium
Higher long-term care (LTC) benefits available for every dollar of premium
Increased maximums allow ALL ages and underwriting classes to take advantage of boosted LTC benefits
And don't forget — everyone's approved for LTC coverage through Bridge®!
How does the Coverage Ratio work?
Your client selects a Coverage Ratio between 100% and a maximum determined by age and underwriting class. The higher the Coverage Ratio, the higher the LTC benefit. For example, a 65-year old, Preferred class with $100,000 will have a starting LTC Benefit Base of $315,000 when the max Coverage Ratio of 315% is chosen.
Want to see Coverage Ratios for every issue age and underwriting class?
If you’d like to request a change in Coverage Ratio on a pending case, please contact Sales Support at (866) 598-3694 or [email protected]. We’ll process the change prior to issue and an application amendment will be included for the client to sign at delivery. Changes to inforce Bridge® Coverage Ratios are not allowed. Don't forget to check the Bridge® cases you’re working on now and adjust the selected Coverage Ratios based on these updates.
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Bridge® commission special
Take advantage of our 1% commission special for all Bridge® applications received through June 30, 2023. No threshold, no hurdles, no waiting period.
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Juneteenth closure
EquiTrust offices will be closed on Monday, June 19 to observe Juneteenth, and will reopen on Tuesday, June 20.
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If you’d like to talk through a Bridge® case or discuss the new maximum Coverage Ratios, call us at (866) 598-3694.
Bridge® contract issued on Form Series ICC12-ET-EIA-2000(01-12) or ET-EIA-2000(11-21). Long-Term Care Rider issued on ET-LTC(04-22). NeverStopSM Wellness Rider issued on ET-WEL(11-21). EquiTrust does not offer investment advice to any individual or agent/producer and this material should not be construed as investment advice. Products underwritten, issued and distributed by EquiTrust Life Insurance Company, West Des Moines, Iowa.
