Please ensure your web browser is up to date. For the best experience, we recommend using Google Chrome.
For Producer Use Only
Newswire: Income Benefit Riders upgraded AND premium bonus special extended!
?
BIG INCOME BENEFIT RIDER CHANGES — HIGHER ROLLUPS AND PAYOUT FACTORS!
Register for tomorrow's webinar to learn how our enhanced IBRs can give your clients an income advantage
Good news for your clients! The optional Income Benefit Riders (IBRs) on EquiTrust fixed index annuities have been upgraded — meaning you can help clients secure even higher guaranteed1 lifetime income.
Here’s a look at our newly enhanced IBRs by product.
Premium bonus special extended!
We’re extending our premium bonus special through June 28, 2024. The boosted premium bonus also increases the IBR Benefit Base!
?
Fixed index annuity
Bonus
Rollup rate and design
Offers strong guaranteed income
Fee as % of AV*
MarketPower Bonus Index®
10%12%2 premium bonus
8.0% up to 10 years
In later years
1.25%
MarketTen Bonus Index®
6%8%2 premium bonus
8.0% up to 10 years
In later years
1.00%
MarketSeven Index®
25%3 Benefit Base bonus
7.0% up to 7 years
In early to mid years
1.25%
*AV = Accumulation Value
Competitive advantages
These distinct advantages on EquiTrust IBRs can help your clients reach their retirement goals.
Spousal continuation for the life of the spouse
Free chronic illness doubler
Strong rollup designs
Fee based on Accumulation Value
Want to see how our upgraded IBRs stack up against top competitors? Check out the flyer!
There’s more time to help your clients get this limited-time offer! We’ve increased premium bonuses by 2%4 on select FIAs — now available through June 28, 2024.
Income Benefit Riders upgraded — now with higher guaranteed income payouts
Wednesday, March 27 at 10:00 a.m. Central
Join us to get the details on the upgraded EquiTrust Income Benefit Riders (IBRs). With higher rollups, higher lifetime payouts, plus more competitive advantages, enhanced EquiTrust IBRs can better help your clients enjoy retirement on their terms.