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Newswire: Income Benefit Riders upgraded AND premium bonus special extended!

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Register for tomorrow's webinar to learn how our enhanced IBRs can give your clients an income advantage

Good news for your clients! The optional Income Benefit Riders (IBRs) on EquiTrust fixed index annuities have been upgraded — meaning you can help clients secure even higher guaranteed1 lifetime income.

Here’s a look at our newly enhanced IBRs by product.

Premium bonus special extended!

We’re extending our premium bonus special through June 28, 2024. The boosted premium bonus also increases the IBR Benefit Base! 


Fixed index annuity 


Rollup rate and design

Offers strong guaranteed income

Fee as % of AV*

MarketPower Bonus Index®

10% 12%2 premium bonus

8.0% up to 10 years

In later years


MarketTen Bonus Index®

6% 8%2 premium bonus

8.0% up to 10 years

In later years


MarketSeven Index®

25%3 Benefit Base bonus

7.0% up to 7 years

In early to mid years


*AV = Accumulation Value

Competitive advantages

These distinct advantages on EquiTrust IBRs can help your clients reach their retirement goals.

  • Spousal continuation for the life of the spouse
  • Free chronic illness doubler
  • Strong rollup designs
  • Fee based on Accumulation Value

Want to see how our upgraded IBRs stack up against top competitors? Check out the flyer!

IBR Carrier Comparison flyer
Premium bonus boost

Premium bonus special extended

There’s more time to help your clients get this limited-time offer! We’ve increased premium bonuses by 2%4 on select FIAs — now available through June 28, 2024.


Upcoming webinar

Income Benefit Riders upgraded — now with higher guaranteed income payouts

Wednesday, March 27 at 10:00 a.m. Central


Join us to get the details on the upgraded EquiTrust Income Benefit Riders (IBRs). With higher rollups, higher lifetime payouts, plus more competitive advantages, enhanced EquiTrust IBRs can better help your clients enjoy retirement on their terms.

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Questions? Call Sales Support at 866-598-3694 or visit

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1 Guarantees are based on the claims-paying ability of EquiTrust Life Insurance Company.

2 Bonus amount reflects limited-time premium bonus boost.

3 Benefit Base bonus applied only to the Income Benefit Rider value, not to the contract’s Accumulation Value.

4 Premium bonus on MarketForce Bonus IndexTM increased by 3% in CA.


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West Des Moines, IA 50266


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