Newswire: Income Benefit Riders upgraded AND premium bonus special extended!

BIG INCOME BENEFIT RIDER CHANGES — HIGHER ROLLUPS AND PAYOUT FACTORS!

Register for tomorrow's webinar to learn how our enhanced IBRs can give your clients an income advantage

Good news for your clients! The optional Income Benefit Riders (IBRs) on EquiTrust fixed index annuities have been upgraded — meaning you can help clients secure even higher guaranteed¹ lifetime income.

Here’s a look at our newly enhanced IBRs by product.

Premium bonus special extended!

We’re extending our premium bonus special through June 28, 2024. The boosted premium bonus also increases the IBR Benefit Base!

Fixed index annuity

Bonus

Rollup rate and design

Offers strong guaranteed income

Fee as % of AV^*

MarketPower Bonus Index^®

10% 12%² premium bonus

8.0% up to 10 years

In later years

1.25%

MarketTen Bonus Index^®

6% 8%² premium bonus

8.0% up to 10 years

In later years

1.00%

MarketSeven Index^®

25%³ Benefit Base bonus

7.0% up to 7 years

In early to mid years

1.25%

*AV = Accumulation Value

Competitive advantages

These distinct advantages on EquiTrust IBRs can help your clients reach their retirement goals.

Spousal continuation for the life of the spouse
Free chronic illness doubler
Strong rollup designs
Fee based on Accumulation Value

Want to see how our upgraded IBRs stack up against top competitors? Check out the flyer!

View industry comparison

Premium bonus special extended

There’s more time to help your clients get this limited-time offer! We’ve increased premium bonuses by 2%⁴ on select FIAs — now available through June 28, 2024.

Get the details

Upcoming webinar

Income Benefit Riders upgraded — now with higher guaranteed income payouts

Wednesday, March 27 at 10:00 a.m. Central

Join us to get the details on the upgraded EquiTrust Income Benefit Riders (IBRs). With higher rollups, higher lifetime payouts, plus more competitive advantages, enhanced EquiTrust IBRs can better help your clients enjoy retirement on their terms.

Register now

Questions? Call Sales Support at 866-598-3694 or visit Agents.EquiTrust.com.

866-598-3694 • [email protected] • Agents.EquiTrust.com

Active Member

¹Guarantees are based on the claims-paying ability of EquiTrust Life Insurance Company.

²Bonus amount reflects limited-time premium bonus boost.

³Benefit Base bonus applied only to the Income Benefit Rider value, not to the contract’s Accumulation Value.

⁴Premium bonus on MarketForce Bonus Index^TM increased by 3% in CA.

0671-IBR-EM-NW (03-24)

FOR PRODUCER USE ONLY

EquiTrust

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West Des Moines, IA 50266

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