 Rate Change on Annuity and Life Products Effective March 13, 2020
Rate Decrease on all EquiTrust Annuity and Life products.
Transition Rules To receive the current rates, applications must be received via mail, fax or E-App on Thursday, March 12th by 5:00 PM (Central).
If fax is confirmed, do not resend; please allow for processing time. Annuity Products MarketPower Bonus Index 1-Year Interest 1-Year Pt-to-Pt Cap 1-Year Monthly Avg Cap 1-Year Monthly Avg Part 1-Year Monthly Cap 2-Year Monthly Avg Cap Rates if Income Rider 2.25% (formerly 3.00%) 2.75% (formerly 3.50%) 30.00% (formerly 50.00%) 1.10% (formerly 1.20%) 6.00% (formerly 8.00%) Rates if Income Rider 2.50% (formerly 2.75%) 25.00% (formerly 30.00%) 5.00% (formerly 6.00%) MarketTen Bonus Index 1-Year Interest 1-Year Pt-to-Pt Cap 1-Year Monthly Avg Cap 1-Year Monthly Avg Part 1-Year Monthly Cap 2-Year Monthly Avg Cap Rates if Income Rider 2.00% (formerly 2.25%) 2.50% (formerly 2.75%) 25.00% (formerly 40.00%) 1.10% (formerly 1.15%) 5.00% (formerly 6.00%) Rates if Income Rider 2.25% (formerly 2.50%) 20.00% (formerly 35.00%) 4.00% (formerly 5.00%) MarketValue Index 1-Year Interest 1-Year Pt-to-Pt Cap 1-Year Pt-to-Pt Part 1-Year Monthly Avg Cap 1-Year Monthly Avg Part 1-Year Monthly Cap 2-Year Monthly Avg Cap 1-Year Pt-to-Pt Part (Dynamo) 2-Year Pt-to-Pt Part (Dynamo) Rates if Income Rider 2.25% (formerly 2.40%) 4.25% (formerly 4.75%) 31.00% (formerly 40.00%) 4.50% (formerly 5.50%) 48.00% (formerly 70.00%) 1.70% (no change) 12.00% (formerly 16.00%) 70.00% (formerly 80.00%) 100.00% (no change) Rates if Income Rider 28.00% (formerly 38.00%) 4.25% (formerly 5.00%) 1.50% (no change) 10.00% (formerly 15.00%) 65.00% (formerly 75.00%) 95.00% (no change) MarketSeven Index 1-Year Interest 1-Year Pt-to-Pt Cap 1-Year Pt-to-Pt Part 1-Year Monthly Avg Cap 1-Year Monthly Avg Part 1-Year Monthly Cap 2-Year Monthly Avg Cap 1-Year Pt-to-Pt Part (Dynamo) 2-Year Pt-to-Pt Part (Dynamo) Rates if Income Rider 2.15% (formerly 2.35%) 4.00% (formerly 4.75%) 30.00% (formerly 37.00%) 4.50% (formerly 5.50%) 50.00% (formerly 60.00%) 1.50% (no change) 10.00% (formerly 13.00%) 75.00% (no change) 100.00% (no change) Rates if Income Rider 28.00% (formerly 35.00%) 4.25% (formerly 5.00%) 1.40% (no change) 9.00% (formerly 12.00%) 70.00% (no change) 90.00% (no change) Certainty Select (Multi-Year Guarantee Annuity) 3-Year 6-Year 8-Year 10-Year 1.50% (formerly 2.00%) 2.00% (formerly 2.60%) 2.20% (formerly 2.70%) 2.30% (formerly 2.75%) ChoiceFour (Traditional Fixed Annuity) Base Contract MVA Option Liquidity Option Liquidity + MVA Option 2.40% (formerly 2.90%) 2.40% (formerly 2.90%) 2.00% (formerly 2.40%) 2.00% (formerly 2.40%) Confidence Income Annuity (Single Premium Immediate Annuity) 5-Year Fixed Period 10-Year Fixed Period 15-Year Fixed Period 20-Year Fixed Period Life Only - Male 65 Life Only - Female 65 Joint Life - M 65 / F 65 $1,685.52 (formerly $1,718.51) $907.59 (formerly $933.31) $657.68 (formerly $673.39) $537.06 (formerly $551.20) $486.27 (formerly $513.27) $439.97 (formerly $466.18) $381.20 (formerly $406.13) Life Products WealthMax Bonus Life 1-Year Interest 1-Year Pt-to-Pt Cap 1-Year Monthly Avg Part 1-Year Pt-to-Pt Part (Barclays) 1-Year Pt-to-Pt Part (MARC 5) Rate 3.50% (no change) 7.00% (no change) 70.00% (formerly 85.00%) 110.00% (no change) 120.00% (no change) New Illustrated Rate 3.50% (no change) 4.60% (formerly 4.60%) 4.55% (formerly 4.60%) 4.60% (formerly 4.60%) 4.60% (formerly 4.60%) WealthHorizon Life 1-Year Interest 1-Year Pt-to-Pt Cap 1-Year Monthly Avg Part 1-Year Pt-to-Pt Part (Barclays) 1-Year Pt-to-Pt Part (MARC 5) Rate 4.50% (formerly 5.00%) 10.00% (formerly 11.00%) 90.00% (formerly 110.00%) 150.00% (no change) 165.00% (no change) New Illustrated Rate 4.50% (formerly 5.00%) 6.17% (formerly 6.62%) 5.81% (formerly 6.62%) 6.17% (formerly 6.62%) 6.17% (formerly 6.62%) Click here to see the Annuity All Product Summary dated 3/13
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Products underwritten and issued by EquiTrust Life Insurance Company, West Des Moines, Iowa. Products distributed by EquiTrust Insurance Marketing Services; in California doing business as EQT Insurance Marketing Services. 
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