NEWSWIRE: Rate Change on Index Annuities and SPIA – Effective 10/20/20
 Rate Change on Annuity Products Effective October 20, 2020
Rate Decrease on Volatility-Controlled Index-Annuity Accounts and Confidence Income Annuity (SPIA).
Transition Rules To receive the current rates, applications must be received via mail, fax or E-App on Monday, October 19th by 5:00 PM (Central).
If fax is confirmed, do not resend; please allow for processing time. Annuity Products
1-Yr Interest S&P 500 1-Yr Pt-to-Pt Cap S&P 500 1-Yr Mo Avg Cap S&P 500 1-Yr Mo Avg Part S&P 500 1-Yr Mo Cap S&P 500 2-Yr Mo Avg Cap Focus50 1-Yr Pt-to-Pt Part Focus50 2-Yr Pt-to-Pt Part Rates if Income Rider 2.25% (no change) 2.50% (no change) 25.00% (no change) 1.30% (no change) 5.00% (no change) 40.00% (formerly 45.00%) 60.00% (formerly 65.00%) Rates if Income Rider 2.25% (no change) 23.00% (no change) 4.00% (no change) 35.00% (formerly 40.00%) 55.00% (formerly 60.00%)
1-Yr Interest S&P 500 1-Yr Pt-to-Pt Cap S&P 500 1-Yr Mo Avg Cap S&P 500 1-Yr Mo Avg Part S&P 500 1-Yr Mo Cap S&P 500 2-Yr Mo Avg Cap Focus50 1-Yr Pt-to-Pt Part Focus50 2-Yr Pt-to-Pt Part Rates if Income Rider 2.25% (no change) 2.50% (no change) 23.00% (no change) 1.20% (no change) 5.00% (no change) 35.00% (formerly 45.00%) 55.00% (formerly 65.00%) Rates if Income Rider 2.25% (no change) 18.00% (no change) 4.00% (no change) 30.00% (formerly 40.00%) 50.00% (formerly 60.00%)
1-Yr Interest S&P 500 1-Yr Pt-to-Pt Cap S&P 500 1-Yr Pt-to-Pt Part S&P 500 1-Yr Mo Avg Cap S&P 500 1-Year Mo Avg Part S&P 500 1-Year Mo Cap S&P 500 2-Yr Mo Avg Cap Focus50 1-Yr Pt-to-Pt Part Focus50 2-Yr Pt-to-Pt Part MARC 5% 1-Yr Pt-to-Pt Part Rates if Income Rider 2.50% (no change) 4.25% (no change) 28.00% (no change) 4.75% (no change) 45.00% (no change) 2.00% (no change) 10.00% (no change) 80.00% (formerly 85.00%) 115.00% (formerly 120.00%) 95.00% (formerly 100.00%) Rates if Income Rider 25.00% (no change) 4.50% (no change) 1.80% (no change) 9.00% (no change) 70.00% (formerly 75.00%) 95.00% (formerly 100.00%) 85.00% (formerly 90.00%)
1-Yr Interest S&P 500 1-Yr Pt-to-Pt Cap S&P 500 1-Yr Pt-to-Pt Part S&P 500 1-Yr Mo Avg Cap S&P 500 1-Year Mo Avg Part S&P 500 1-Year Mo Cap S&P 500 2-Yr Mo Avg Cap Focus50 1-Yr Pt-to-Pt Part Focus50 2-Yr Pt-to-Pt Part MARC 5% 1-Yr Pt-to-Pt Part
Rates if Income Rider 2.25% (no change) 4.00% (no change) 26.00% (no change) 4.50% (no change) 43.00% (no change) 1.90% (no change) 9.00% (no change) 75.00% (formerly 80.00%) 110.00% (formerly 115.00%) 85.00% (formerly 90.00%) Rates if Income Rider 24.00% (no change) 4.25% (no change) 1.65% (no change) 8.00% (no change) 60.00% (formerly 65.00%) 85.00% (formerly 90.00%) 70.00% (formerly 75.00%) Confidence Income Annuity (Single Premium Immediate Annuity) 5-Year Fixed Period 10-Year Fixed Period 15-Year Fixed Period 20-Year Fixed Period Life Only - Male 65 Life Only - Female 65 Joint Life - M 65 / F 65 $1,671.15 (no change) $899.09 (formerly $907.59) $653.22 (formerly $666.64) $534.72 (formerly $546.47) $486.27 (formerly $499.71) $439.97 (formerly $453.00) $386.13 (formerly $398.58) Click here to see the Annuity All Product Summary with 10/20/20 rates.
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Products underwritten and issued by EquiTrust Life Insurance Company, West Des Moines, Iowa. Products distributed by EquiTrust Insurance Marketing Services; in California doing business as EQT Insurance Marketing Services.  
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