Newswire: Rates increased on ALL FIAs including Bridge® — effective 10/17

Rate increases on all EquiTrust FIAs — including Bridge^®

Effective: 10/17/2023

We are constantly innovating and adapting to ensure you can deliver attractive, competitive EquiTrust products to your clients. And today, we're announcing rate increases on ALL of our fixed index annuities.

New rates apply to contracts with effective dates on or after October 17, 2023.

Looking for more information?

Visit the All-Product Summary to get the full details on these FIAs.

Go to All-Product Summary

MarketPower Bonus Index^®

Current rate

Previous rate

1-Yr Interest

4.50%

4.00%

S&P 500 1-Yr Pt-to-Pt Cap

8.00%

No change

S&P 500 1-Yr Mo Avg Cap

9.00%

8.50%

S&P 500 1-Yr Mo Avg Participation

75.00%

55.00%

S&P 500 1-Yr Mo Cap

2.75%

No change

S&P 500 2-Yr Mo Avg Cap

18.00%

No change

Focus50 1-Yr Pt-to-Pt Participation

150.00%

No change

Focus50 2-Yr Pt-to-Pt Participation

200.00%

No change

MARC 5% 1-Yr Pt-to-Pt Participation

175.00%

No change

MarketTen Bonus Index^®

Current rate

Previous rate

1-Yr Interest

4.50%

4.00%

S&P 500 1-Yr Pt-to-Pt Cap

8.00%

No change

S&P 500 1-Yr Mo Avg Cap

9.00%

8.50%

S&P 500 1-Yr Mo Avg Participation

75.00%

55.00%

S&P 500 1-Yr Mo Cap

2.75%

No change

S&P 500 2-Yr Mo Avg Cap

18.00%

No change

Focus50 1-Yr Pt-to-Pt Participation

150.00%

No change

Focus50 2-Yr Pt-to-Pt Participation

200.00%

No change

MARC 5% 1-Yr Pt-to-Pt Participation

175.00%

No change

MarketValue Index^®

Current rate

Previous rate

1-Yr Interest

5.50%

5.15%

S&P 500 1-Yr Pt-to-Pt Cap

10.50%

No change

S&P 500 1-Yr Pt-to-Pt Participation

50.00%

41.00%

S&P 500 1-Yr Mo Avg Cap

12.00%

No change

S&P 500 1-Year Mo Avg Participation

100.00%

70.00%

S&P 500 1-Year Mo Cap

3.10%

No change

S&P 500 2-Yr Mo Avg Cap

20.00%

No change

Focus50 1-Yr Pt-to-Pt Participation

175.00%

No change

Focus50 2-Yr Pt-to-Pt Participation

225.00%

No change

MARC 5% 1-Yr Pt-to-Pt Participation

200.00%

No change

MarketSeven Index^®

Current rate

Previous rate

1-Yr Interest

5.50%

5.00%

S&P 500 1-Yr Pt-to-Pt Cap

10.00%

No change

S&P 500 1-Yr Pt-to-Pt Participation

50.00%

40.00%

S&P 500 1-Yr Mo Avg Cap

12.00%

11.00%

S&P 500 1-Year Mo Avg Participation

100.00%

65.00%

S&P 500 1-Year Mo Cap

3.00%

No change

S&P 500 2-Yr Mo Avg Cap

20.00%

No change

Focus50 1-Yr Pt-to-Pt Participation

175.00%

170.00%

Focus50 2-Yr Pt-to-Pt Participation

220.00%

No change

MARC 5% 1-Yr Pt-to-Pt Participation

200.00%

195.00%

MarketFive Index™

Curent rate

Previous rate

1-Yr Interest

5.50%

5.00%

1-Yr Pt-to-Pt Cap

10.00%

No change

1-Yr Pt-to-Pt Participation

50.00%

No change

1-Yr Mo Avg Cap

12.00%

No change

1-Yr Monthly Avg Participation

100.00%

95.00%

1-Yr Monthly Cap

3.00%

2.60%

1-Yr Barclay Focus50 Participation

175.00%

No change

1-Yr S&P MARC 5 Participation

200.00%

No change

MarketForce Bonus Index™

Curent rate

Previous rate

1-Yr Interest

4.25%

4.00%

S&P 500 1-Yr Pt-to-Pt Cap

8.00%

No change

MARC 5% 1-Yr Pt-to-Pt Participation

175.00%

No change

S&P 500 1-Yr Pt-to-Pt Cap w/Fee

11.00%

No change

S&P 500 1-Yr Pt-to-Pt Participation w/Fee

60.00%

45.00%

Focus50 1-Yr Pt-to-Pt Participation w/Fee

200.00%

No change

MARC 5% 1-Yr Pt-to-Pt Participation w/Fee

225.00%

No change

MarketMax Index™

Current rate

Previous rate

1-Yr Interest

5.50%

5.00%

S&P 500 1-Yr Pt-to-Pt Cap

10.00%

No change

MARC 5% 1-Yr Pt-to-Pt Participation

200.00%

No change

S&P 500 1-Yr Pt-to-Pt Cap w/Fee

13.00%

No change

S&P 500 1-Yr Pt-to-Pt Participation w/Fee

65.00%

50.00%

Focus50 1-Yr Pt-to-Pt Participation w/Fee

225.00%

No change

MARC 5% 1-Yr Pt-to-Pt Participation w/Fee

250.00%

No change

Bridge

Current rate

Previous rate

1-Yr Interest

5.50%

5.00%

S&P 500 1-Yr Pt-to-Pt Cap

10.00%

No change

S&P 500 1-Yr Pt-to-Pt Participation

50.00%

40.00%

S&P 500 1-Yr Mo Avg Participation

100.00%

65.00%

Focus50 1-Yr Pt-to-Pt Participation

150.00%

No change

MARC 5% 1-Yr Pt-to-Pt Participation

175.00%

No change

Turn E-Apps into easy money

Earn $500 for each
E-Application — up to $2,500!

Get the details

Premium bonus boost

We're offering a limited-time 2%¹ increase on the premium bonus of select products. Help clients jumpstart their retirement savings!

Get more details

Earn Bridge Bucks cash bonus + take advantage of our commission special!

Earn up to an extra $4,500 on your next three issued cases of Bridge with our limited-time Bridge Bucks offer. Plus, take an extra 1% on your commission!

Get the rules and details

866.598.3694 • [email protected] • Agents.EquiTrust.com

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¹Premium bonus on MarketForce Bonus Index increased by 3% in CA.

EquiTrust does not offer investment advice to any individual and this material should not be construed as investment advice. Products underwritten, issued and distributed by EquiTrust Life Insurance Company, West Des Moines, Iowa.

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EquiTrust

7100 Westown Pkwy Suite 200
West Des Moines, IA 50266