NEWSWIRE: Two Big-Splash Announcements - Rate Increase AND Income Rider Special

Two BIG-SPLASH Announcements

Rate Increase

AND
Income Rider Special

Exciting New Rates

For all EquiTrust Annuites! Click here or see below.

New Rates are Effective for all Contracts with Effective Date on or after June 22nd!

Limited-Time Income Rider Rollup Rate Increase!
9% Compounded on the Benefit Base Value for:

MarketPower Bonus Index
MarketTen Bonus Index

Applications must be received at EquiTrust office June 22nd – August 31st to receive the 9% Rollup Rate!

When your clients seek accumulation now and income later, consider MarketPower Bonus and MarketTen Bonus Index Annuities. Special limited-time rollup rate is a whopping 9% for up to 10 years. Plus, the 10% Premium Bonus on MarketPower, and 6% Premium Bonus on MarketTen are applied to the Income Benefit Base.

Income Rider Competitive Advantages

Calculation Edge – the rider fee is based on the Accumulation Value – not the faster-growing Benefit Base as is typical with most carriers.
Chronic-Illness Doubler – rider payments may be doubled for up to 5 years due to chronic illness (up to 50% for joint owners); included at no additional cost, even if the Accumulation Value is depleted.
Spousal Continuation – upon death of owner taking a single life payout, income is recalculated and continues for the life of the spouse even if Accumulation Value is depleted.
Crediting – Rollup Rate is compounded rather than simple.
Flexibility – Client chooses Single or Joint payout when payments are started, not at time of purchase. Joint income payout is available on single-owner contracts.
Income rider is available for Inherited and Stretch IRAs.

View Printable Income-Rider Flyer – Click Here

Special Income Rider rollup rate applies to applications received June 22, 2022 – August 31, 2022; not available for pending applications received before June 22, 2022.

Join Today’s Special IBR
Live Webinar!

EquiTrust Income Rider Design Advantages
Rollup Rate Increase

Today, June 22nd at 2:00 Central

Register Now

New Rates

MarketPower Bonus Index

1-Yr Interest

S&P 500 1-Yr Pt-to-Pt Cap

S&P 500 1-Yr Mo Avg Cap

S&P 500 1-Yr Mo Avg Part

S&P 500 1-Yr Mo Cap

S&P 500 2-Yr Mo Avg Cap

Focus50 1-Yr Pt-to-Pt Part

Focus50 2-Yr Pt-to-Pt Part

MARC 5% 1-Yr Pt-to-Pt Part

Current Rates

3.00%

6.00%

6.50%

45.00%

2.25%

14.00%

115.00%

150.00%

130.00%

Former Rates

2.20%

4.00%

4.25%

40.00%

1.75%

9.00%

80.00%

110.00%

90.00%

MarketTen Bonus Index

1-Yr Interest

S&P 500 1-Yr Pt-to-Pt Cap

S&P 500 1-Yr Mo Avg Cap

S&P 500 1-Yr Mo Avg Part

S&P 500 1-Yr Mo Cap

S&P 500 2-Yr Mo Avg Cap

Focus50 1-Yr Pt-to-Pt Part

Focus50 2-Yr Pt-to-Pt Part

MARC 5% 1-Yr Pt-to-Pt Part

Current Rates
3.20%

6.00%

6.50%

45.00%

2.35%

15.00%

120.00%

165.00%

140.00%

Former Rates

2.40%

4.25%

4.50%

40.00%

1.85%

10.00%

90.00%

115.00%

100.00%

MarketValue Index

1-Yr Interest

S&P 500 1-Yr Pt-to-Pt Cap

S&P 500 1-Yr Pt-to-Pt Part

S&P 500 1-Yr Mo Avg Cap

S&P 500 1-Year Mo Avg Part

S&P 500 1-Year Mo Cap

S&P 500 2-Yr Mo Avg Cap

Focus50 1-Yr Pt-to-Pt Part

Focus50 2-Yr Pt-to-Pt Part

MARC 5% 1-Yr Pt-to-Pt Part

Current Rates

4.00%

8.00%

37.00%

9.00%

70.00%

2.75%

20.00%

150.00%

200.00%

175.00%

Former Rates

3.15%

6.00%

No Change

7.00%

No Change

2.25%

18.00%

120.00%

150.00%

125.00%

MarketSeven Index

1-Yr Interest

S&P 500 1-Yr Pt-to-Pt Cap

S&P 500 1-Yr Pt-to-Pt Part

S&P 500 1-Yr Mo Avg Cap

S&P 500 1-Year Mo Avg Part

S&P 500 1-Year Mo Cap

S&P 500 2-Yr Mo Avg Cap

Focus50 1-Yr Pt-to-Pt Part

Focus50 2-Yr Pt-to-Pt Part

MARC 5% 1-Yr Pt-to-Pt Part

Current Rates

4.15%

8.00%

37.00%

9.00%

65.00%

2.85%

20.00%

150.00%

200.00%

175.00%

Former Rates

3.25%

6.00%

35.00%

7.00%

No Change

2.25%

16.00%

120.00%

160.00%

130.00%

MarketForce Bonus Index

1-Yr Interest

S&P 500 1-Yr Pt-to-Pt Cap

MARC 5% 1-Yr Pt-to-Pt Part

S&P 500 1-Yr Pt-to-Pt Cap w/Fee

S&P 500 1-Yr Pt-to-Pt Part w/Fee

Focus50 1-Yr Pt-to-Pt Part w/Fee

MARC 5% 1-Yr Pt-to-Pt Part w/Fee

Current Rates

3.15%

6.00%

135.00%

9.00%

42.00%

170.00%

200.00%

Former Rates

2.25%

4.00%

90.00%

7.00%

No Change

140.00%

150.00%

MarketMax Index

1-Yr Interest

S&P 500 1-Yr Pt-to-Pt Cap

MARC 5% 1-Yr Pt-to-Pt Part

S&P 500 1-Yr Pt-to-Pt Cap w/Fee

S&P 500 1-Yr Pt-to-Pt Part w/Fee

Focus50 1-Yr Pt-to-Pt Part w/Fee

MARC 5% 1-Yr Pt-to-Pt Part w/Fee

Current Rates

4.00%

7.50%

170.00%

12.00%

47.00%

180.00%

210.00%

Former Rates

3.00%

5.50%

115.00%

9.50%

No Change

150.00%

160.00%

Certainty Select (MYGA)

3-Year

5-Year

6-Year

8-Year

10-Year

Current Rates

3.10%

4.00%

4.20%

4.25%

4.30%

Former Rates

2.50%

3.50%

3.75%

3.80%

4.00%

ChoiceFour (Traditional Fixed)

Base Contract (9-Yr)

MVA Option (9-Yr)

Liquidity Option (6-Yr)

Liquidity + MVA Option (6-Yr)

Current Rates

4.50%

4.00%

Former Rates

3.50%

3.00%

Confidence Income Annuity (Single Premium Immediate Annuity)
(Monthly Guaranteed Payment on $100,000 Premium)

Annuity Option

5-Year Fixed Period

10-Year Fixed Period

15-Year Fixed Period

20-Year Fixed Period

Life Only - Male 65

Life Only - Female 65

Joint Life - M 65 / F 65

Current Payment

$1,741.28

$996.72

$749.75

$624.46

$585.76

$536.94

$474.01

Former Payment

$1,706.12

$959.34

$716.90

$594.66

$551.92

$503.84

$442.15

Click here to see the current Annuity All Product Summary

Questions? Call Sales Support
at 866-598-3694 or visit
the Agent Website at

Agents.EquiTrust.com

Products underwritten and issued by EquiTrust Life Insurance Company, West Des Moines, Iowa. Products distributed by EquiTrust Insurance Marketing Services; in California doing business as EQT Insurance Marketing Services. EquiTrust.com. For Producer Use Only.

IC22-ECN-1078

FOR PRODUCER USE ONLY

EquiTrust

7100 Westown Pkwy Suite 200
West Des Moines, IA 50266

www.EquiTrust.com

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