Rate Change on Annuity and Life Products – Effective 8/21
Rate Change on Annuity and Life Products Effective August 21, 2020
Rate Decrease on all EquiTrust Annuity and Life Products.
Transition Rules To receive the current rates, applications must be received via mail, fax or E-App on Thursday, August 20th by 5:00 PM (Central).
If fax is confirmed, do not resend; please allow for processing time. Annuity Products
1-Yr Interest S&P 500 1-Yr Pt-to-Pt Cap S&P 500 1-Yr Mo Avg Cap S&P 500 1-Yr Mo Avg Part S&P 500 1-Yr Mo Cap S&P 500 2-Yr Mo Avg Cap Focus50 1-Yr Pt-to-Pt Part Focus50 2-Yr Pt-to-Pt Part Rates if Income Rider 2.25% (formerly 3.00%) 2.50% (formerly 3.25%) 25.00% (formerly 27.00%) 1.30% (formerly 1.50%) 5.00% (formerly 7.00%) 45.00% (formerly 65.00%) 65.00% (formerly 90.00%) Rates if Income Rider 2.25% (formerly 3.00%) 23.00% (formerly 24.00%) 4.00% (formerly 6.00%) 40.00% (formerly 60.00%) 60.00% (formerly 85.00%)
1-Yr Interest S&P 500 1-Yr Pt-to-Pt Cap S&P 500 1-Yr Mo Avg Cap S&P 500 1-Yr Mo Avg Part S&P 500 1-Yr Mo Cap S&P 500 2-Yr Mo Avg Cap Focus50 1-Yr Pt-to-Pt Part Focus50 2-Yr Pt-to-Pt Part Rates if Income Rider 2.25% (formerly 2.75%) 2.50% (formerly 3.00%) 23.00% (formerly 25.00%) 1.20% (formerly 1.40%) 5.00% (formerly 6.00%) 45.00% (formerly 60.00%) 65.00% (formerly 80.00%) Rates if Income Rider 2.25% (formerly 2.75%) 18.00% (formerly 20.00%) 4.00% (formerly 5.00%) 40.00% (formerly 50.00%) 60.00% (formerly 70.00%)
1-Yr Interest S&P 500 1-Yr Pt-to-Pt Cap S&P 500 1-Yr Pt-to-Pt Part S&P 500 1-Yr Mo Avg Cap S&P 500 1-Year Mo Avg Part S&P 500 1-Year Mo Cap S&P 500 2-Yr Mo Avg Cap Focus50 1-Yr Pt-to-Pt Part Focus50 2-Yr Pt-to-Pt Part MARC 5% 1-Yr Pt-to-Pt Part Rates if Income Rider 2.50% (formerly 2.75%) 4.25% (formerly 4.50%) 28.00% (formerly 30.00%) 4.75% (formerly 5.00%) 45.00% (no change) 2.00% (no change) 10.00% (formerly 12.00%) 85.00% (formerly 100.00%) 120.00% (formerly 140.00%) 100.00% (formerly 110.00%) Rates if Income Rider 25.00% (formerly 28.00%) 4.50% (formerly 4.75) 1.80% (no change) 9.00% (formerly 10.00%) 75.00% (formerly 90.00%) 100.00% (formerly 120.00%) 90.00% (formerly 100.00%)
1-Yr Interest S&P 500 1-Yr Pt-to-Pt Cap S&P 500 1-Yr Pt-to-Pt Part S&P 500 1-Yr Mo Avg Cap S&P 500 1-Year Mo Avg Part S&P 500 1-Year Mo Cap S&P 500 2-Yr Mo Avg Cap Focus50 1-Yr Pt-to-Pt Part Focus50 2-Yr Pt-to-Pt Part MARC 5% 1-Yr Pt-to-Pt Part
Rates if Income Rider 2.25% (formerly 2.50%) 4.00% (formerly 4.25%) 26.00% (formerly 28.00%) 4.50% (formerly 5.00%) 43.00% (formerly 45.00%) 1.90% (formerly 2.00%) 9.00% (formerly 10.00%) 80.00% (formerly 90.00%) 115.00% (formerly 125.00%) 90.00% (formerly 100.00%) Rates if Income Rider 24.00% (formerly 25.00%) 4.25% (formerly 4.50%) 1.65% (formerly 1.75%) 8.00% (formerly 9.00%) 65.00% (formerly 75.00%) 90.00% (formerly 100.00%) 75.00% (formerly 85.00%) Certainty Select (Multi-Year Guarantee Annuity) 3-Year 6-Year 8-Year 10-Year 1.20% (formerly 1.50%) 1.85% (formerly 2.20%) 2.00% (formerly 2.40%) 2.20% (formerly 2.60%) ChoiceFour (Traditional Fixed Annuity) Base Contract MVA Option Liquidity Option Liquidity + MVA Option 2.40% (formerly 2.80%) 2.40% (formerly 2.80%) 2.00% (formerly 2.40%) 2.00% (formerly 2.40%) Confidence Income Annuity (Single Premium Immediate Annuity) 5-Year Fixed Period 10-Year Fixed Period 15-Year Fixed Period 20-Year Fixed Period Life Only - Male 65 Life Only - Female 65 Joint Life - M 65 / F 65 $1,671.15 (formerly $1,681.41) $907.59 (formerly $924.71) $666.64 (formerly $684.72) $546.47 (formerly $560.72) $499.71 (formerly $524.22) $453.00 (formerly $476.83) $398.58 (formerly $418.84) Life Products WealthMax Bonus Life 1-Year Interest 1-Year Pt-to-Pt Cap 1-Year Monthly Avg Part 1-Year Pt-to-Pt Part (Barclays) 1-Year Pt-to-Pt Part (MARC 5) Rate 3.50% (formerly 4.00%) 7.00% (formerly 8.00%) 70.00% (no change) 125.00% (no change) 140.00% (no change) Illustrated Rate 3.50% 4.60% 4.55% 4.60% 4.60% WealthHorizon Life 1-Year Interest 1-Year Pt-to-Pt Cap 1-Year Monthly Avg Part 1-Year Pt-to-Pt Part (Barclays) 1-Year Pt-to-Pt Part (MARC 5) Rate 4.00% (formerly 4.50%) 9.00% (formerly 9.50%) 75.00% (no change) 140.00% (no change) 150.00% (no change) Illustrated Rate 4.00% 5.67% 4.86% 5.67% 5.67% Click here to see the Annuity All Product Summary with 8/21/20 rates.
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