Sales Idea: Annual Reset Annuity with 2% Minimum!
 Your weekly source for webinar information and registration, as well as effective sales ideas Sales Idea Sales Opportunity for a Low-Interest-Rate Environment!
Annual Renewal Rate Won’t Go Down
At end of the surrender period, the contact may be continued, is fully liquid at accumulation value, and may continue earning annual credits no lower than 2%!
 ChoiceFour Annuity – Traditional Annual Reset 2.0% First-Year Rate – 6 years
Are your fixed-rate clients reluctant to commit to multiple-year rates? Consider a tax-deferred annual-reset annuity.
ChoiceFour Annuity offers a one-year rate – reset annually – which features a 2.0% minimum rate on future renewal rates. At the end of the 6-year surrender period, the contract is fully liquid at the current accumulation value, and continues earning tax-deferred interest; no surrender charges.
Premium Bonus If the MVA Option is selected, a 1.50% premium bonus is added to premiums.
Free Withdrawals 6-year Liquidity Option allows up to 10% withdrawals of the Accumulation Value without MVA or surrender charges after the first contract year.
Strong Commission 5.50% MGA commission for issue-ages up to age 80; 4.125% for ages 81-85.
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Questions? Call Sales Support Agents.EquiTrust.com 
EquiTrust does not offer investment advice to any individual or agent and this material should not be construed as investment advice. Products underwritten and issued by EquiTrust Life Insurance Company, West Des Moines, Iowa. Products distributed by EquiTrust Insurance Marketing Services; in California doing business as EQT Insurance Marketing Services. 
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