ChoiceFour Annuity – Traditional Annual Reset
2.0% First-Year Rate – 6 years
Are your fixed-rate clients reluctant to commit to multiple-year rates? Consider a tax-deferred annual-reset annuity.
ChoiceFour Annuity offers a one-year rate – reset annually – which features a 2.0% minimum rate on future renewal rates. At the end of the 6-year surrender period, the contract is fully liquid at the current accumulation value, and continues earning tax-deferred interest; no surrender charges.
If the MVA Option is selected, a 1.50% premium bonus is added to premiums.
6-year Liquidity Option allows up to 10% withdrawals of the Accumulation Value without MVA or surrender charges after the first contract year.
5.50% MGA commission for issue-ages up to age 80; 4.125% for ages 81-85.
Click the links below for:
• Agent Guide
• Client Brochure
• Personalized Illustrations
• Client-Use Renewal-Rates Flyer