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Sales Tip: Which Income Rider Is The Best Fit?


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Sales Tip

Which Income Benefit Rider

Is Best Suited For Your Client?


Income Rider/Index Annuity Pairings
Offer Varying Advantages. Learn Which Product and Rider Rollup Design is the Optimal Fit!


Each EquiTrust Index Annuity features a unique income benefit rider that pays lifetime income even if the contract's Accumulation Value is depleted. And each rider design offers its own unique advantages.


Which income rider most closely matches your client’s objectives?


The “Profile” section of the income-rider comparison below helps differentiate how the various income riders may perform. Do your clients want income in the early years…or later? 


Competitive Income-Rider Features

• Rider payments may be doubled for up to 5 years in the event of a chronic illness (up to 50%
  for joint owners); included at no additional cost.

• Upon spousal continuation of lifetime payments, income continues even if Accumulation Value
  is depleted

• Annual fee is based on the contract's Accumulation Value – not the faster-growing
  Benefit Base


View Printable Flyer – Click Here


Questions? Call Sales Support
866-598-3694 or visit
the Agent Website at


EquiTrust does not offer investment advice to any individual or agent and this material should not be construed as investment advice. Products underwritten and issued by EquiTrust Life Insurance Company, West Des Moines, Iowa. Products distributed by EquiTrust Insurance Marketing Services; in California doing business as EQT Insurance Marketing Services.





7100 Westown Pkwy Suite 200
West Des Moines, IA 50266

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