Sales Week: A dynamic annuity portfolio designed to fit ANY client goal

YOUR CATALOG
OF ANNUITY SOLUTIONS TO MEET CLIENT NEEDS

Long-term care coverage? Short-term accumulation? Immediate income? We have solutions for a range of client objectives.

Whatever retirement goals your clients are working toward, EquiTrust has a solution that can help. Explore this overview to find their best fit.

An evolving portfolio of annuity solutions

We offer both FIA and fixed annuity solutions. Each type of solution comes with built-in advantages.

FIA features:

Growth potential with downside protection
Tax-deferred accumulation
Full Accumulation Value Death Benefit
10% free withdrawals after first year
And more!

Fixed annuity features:

Downside protection
Tax-deferred accumulation
Liquidity in certain circumstances
And more!

Plus, each product carries its own unique advantages:

FIAS

Product

Key features

Client brochure

New!
MarketFive Index^TM

5-year surrender charge; 105% Guaranteed Accumulation Value Benefit; flexible premium

MarketSeven Index^®

7-year surrender charge; 107% Guaranteed Accumulation Value Benefit; flexible premium

MarketValue Index^®

10-year surrender charge; flexible premium

MarketTen Bonus Index^®

6% bonus on premiums paid in first five years, with no recapture or vesting schedule; Return of Premium Rider; flexible premium

MarketPower Bonus Index^®

10% bonus on premiums paid in first year, with no recapture or vesting schedule; single premium

FIA WITH LONG-TERM CARE (LTC) BENEFITS

Product

Key features

Client brochure

New last fall!
Bridge^®

Long-Term Care Rider and NeverStop^SM Wellness Program; flexible premium

RATE BUY-UP FIAS

Product

Key features

Client brochure

MarketForce Bonus Index^TM

8% bonus² on premiums paid in first year; rate buy-up feature with higher cap and participation rates for a 1.50% annual fee; single premium

MarketMax Index^TM

Rate buy-up feature with higher cap and participation rates for a 1.00% annual fee; flexible premium

FIXED ANNUITIES

Product

Key features

Client brochure

Certainty Select^®

Multi-year guarantee annuity (MYGA); strong fixed rates

ChoiceFour^®

Traditional fixed annuity; customizable contract tailored to client objectives

Confidence Income^®

Single premium immediate annuity (SPIA); features fixed period (5-20 years), single life and joint life payment options; guaranteed¹ income payments

For more information on each product, check out our All-Product Summary.

View All-Product Summary

Earn Bridge^® Bucks cash bonus + take advantage of our 1% commission special!

Earn up to an extra $4,500 on your next three issued cases of Bridge^® with our limited-time Bridge^® Bucks offer. Plus, our 1% commission special continues through the end of the year!

Have questions about our products or want help with product positioning?

Give us a call at 866-598-3694.

866-598-3694 • [email protected] • Agents.EquiTrust.com.

Active Member

¹ Guarantees based on the claims-paying ability of EquiTrust Life Insurance Company.

² 7% bonus in California

EquiTrust does not offer investment advice to any individual or agent/producer and this material should not be construed as investment advice. Products underwritten, issued and distributed by EquiTrust Life Insurance Company, West Des Moines, Iowa.

0566-MULTI-EM-SW (09-23)

FOR PRODUCER USE ONLY

EquiTrust

7100 Westown Pkwy Suite 200
West Des Moines, IA 50266