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Sales Week: As tax season approaches, talk with clients about the tax advantages of FIAs

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Help clients leverage the tax treatment of fixed index annuities 

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It may still feel like winter in some parts of the country, but spring is in the air – and that means your clients likely have taxes on their minds. Help provide them peace of mind by starting the conversation about how a fixed index annuity (FIA) can provide tax advantages as they plan for retirement. Those advantages include:

  • All interest earned on an annuity accumulates on a tax-deferred basis, which means an FIA isn’t taxed until the money is withdrawn.1


  • At withdrawal, only the earnings are taxed on a Non-qualified FIA, not the annuity’s principal.


  • While the IRS defines contribution limits for some retirement plans – like Traditional and Roth IRAs and 401(k) plans – there are no IRS contribution limits for Non-qualified funds to an FIA.

Seize this opportunity during tax season — while your clients may be considering the impact of taxes on their financial outlook — to offer up this tax-advantaged solution to helping them meet their retirement goals.


See the full line of EquiTrust annuities.


Upcoming webinar

The unique position of Bridge in the LTC marketplace

Join us for an exclusive webinar hosted by Jeff Barnes, EquiTrust Regional Vice President, with special guest Ramona Neal, President of Living Benefit Review. Her company offers independent competitive intelligence services regarding LTC solutions. She’ll provide her perspective on the unique position of Bridge by EquiTrust in the long-term care marketplace.

Wed., Mar. 22, 2023

10:00 a.m. CST 


To talk about the tax advantages of EquiTrust fixed index annuities, call us at (866) 598-3694.

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1If under age 59½ at the time of withdrawal, an additional 10% IRS penalty may be imposed.
EquiTrust does not offer investment advice to any individual or agent/producer and this material should not be construed as investment advice. Products underwritten and issued by EquiTrust Life Insurance Company, West Des Moines, Iowa. 


EquiTrust Life Insurance Company cannot give legal, tax or accounting advice. Your personal tax advisor can provide important information with respect to the purchase of an annuity contract and its taxation. For Producer Use Only. © EquiTrust 2023. All Rights Reserved.

0086-GEN-EM-SW (03-23)



7100 Westown Pkwy Suite 200
West Des Moines, IA 50266

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