Please ensure your web browser is up to date. For the best experience, we recommend using Google Chrome.
For Producer Use Only
SALES WEEK: Competitive IBR Benefits Plus Rollup Rate Extension!
HOW OUR IBR FEE IS DIFFERENT THAN MANY COMPETITORS
The optional Income Benefit Rider (IBR)1 gives your clients exclusive advantages when they add it to their EquiTrust fixed index annuity.
Sure, optional means there’s an annual fee, but that’s where EquiTrust is different from many of our competitors. We base our rider fee on the contract’s Accumulation Value – not the faster growing Benefit Base. That can help your clients preserve their Accumulation Value while they enjoy the benefits of the IBR.
Why add the IBR? It offers:
A guaranteed2 income stream for life – without annuitizing.
The ability to double income for up to five years in the event of a chronic illness.
Flexibility and control to start and stop income payments when your client chooses.
All of this while maintaining the annuity’s benefits!
EXTENDED — Income Rider Rollup Rate Special
Have you heard the rumors? They’re true! We’ve extended our MarketPower Bonus and MarketTen Bonus 9% Rollup Rate3 special offer through Dec. 31, 2022. Applications received during the special offer receive higher annual rollup rates applied to the Benefit Base. That’s great news!
?
Have questions? Interested in a customized quote? Call us at (866) 598-3694.
1. Minimum applicant age to elect the income rider is age 40. 2. Guarantees are subject to the claims-paying ability of EquiTrust Life Insurance Company. 3. This is the benefit-base bonus applied only to the income rider value – not the contract’s Accumulation Value. Withdrawals before age 59½ may result in a 10% IRS penalty tax.
Surrender of the contract may be subject to surrender charges or a market value adjustment. Market Value adjustment may not apply in all states. Withdrawals before age 59½ may result in a 10% IRS penalty tax. Withdrawals do not participate in index growth.
EquiTrust does not offer investment advice to any individual or agent/producer and this material should not be construed as investment advice. Products underwritten and issued by EquiTrust Life Insurance Company, West Des Moines, Iowa. Products distributed by EquiTrust Insurance Marketing Services; in California doing business as EQT Insurance Marketing Services.
