SALES WEEK: Inherited IRA Sales Resources!
Inherited/Stretch IRA Resources to Support
Client brochure, rules overview and webinar replay – all the tools you need for Inherited/Stretch IRA sales! After a temporary suspension of new sales due to SECURE Act rule changes, Inherited/Stretch IRA business is back at EquiTrust!
When your client is a beneficiary of an IRA, a variety of options are available depending on the relationship to the original owner, which likely falls into one of two categories:
Hypothetical Example #1 Stretch IRA Advantages
Phyllis, 50 – Eligible Beneficiary Scenario A Richard’s IRA Value at Death Account Value after 3%* Growth for 10 Yrs $100,000 $89,154 Scenario B Richard’s IRA Value at Death $100,000 $70,610 $22,625 $93,235 For more complete rules pertaining to RMDs, see the Inherited/Stretch IRA Rules piece linked referenced below. Hypothetical Example #2 Inherited IRA Advantages
Damon, 40 – Ineligible Beneficiary Scenario A Joan’s IRA Value at Death 28%* Income Taxes Applied $100,000 Scenario B Joan’s IRA Value at Death $100,000 *The 3% annualized growth rate and 28% tax bracket are for illustrative purposes, are applied consistently for the example periods, and should not be considered representations of current, future or guaranteed growth rates or tax rates.
Printed Resources Available Now Restart your sales with these new Inherited/Stretch IRA resources – available in print or PDF. Order your supply from the Agent Gateway Website, at the Forms & Materials tab; login is required. New Inherited/Stretch IRA Brochure Let your clients know that you can assist with their Inherited and Stretch IRA needs by providing the new Inherited/Stretch IRA brochure (ET-INHERSTRCHIRA). Printed brochures available. To view, Click here. Learn the Rules Before engaging in any Inherited or Stretch IRA business, be sure to read “Inherited/Stretch IRA Rules” for detailed information. This piece may be shared with your clients. Printed supplies (ET-INHRSTRCHIRARULES) available through the Agent Gateway Website, Forms & Supplies tab. Webinar Replay – Click Here This informative webinar will guide you through the rule changes that impact IRA beneficiaries. You’ll learn:
Illustration Software to Support Your Sales Illustrations are an effective means to inform your valued clients. EquiTrust illustrations now offer the ability to distinguish between Eligible (Stretch) and Ineligible (10-years) Designated Beneficiaries. Create an illustration at the Sales Tools tab; login is required.
Questions? Call Sales Support Agents.EquiTrust.com IC21-ECN-1109 FOR PRODUCER USE ONLY EquiTrust 7100 Westown Pkwy Suite 200 |