SALES WEEK: RMDs, Legacy & Income from a Single Product!

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Your weekly source for effective sales ideas, as well as webinar information and registration.

Sales Tip

Two accumulation-focused index annuities – MarketValue Index or MarketSeven Index – are attractive solutions to three common objectives:

RMDs Delayed

Prior to age 72 and RMDs, the annuity is positioned for accumulation, which will help support RMDs and needed income later. At age 72, RMDs can be paid through automatic withdrawals. Your clients will appreciate the automation and convenience.

Growth for Legacy Planning

Competitive rates are designed for accumulation, which may continue throughout the RMD phase. In the event of owner’s death, the Accumulation Value is available to heirs. 

Supplemental Income

In later years, the client may supplement RMDs with free withdrawals – combined up to 10% annually during the surrender-charge period, and unlimited free withdrawals after the surrender charge period.

Index Annuities for Accumulation-Focused Clients

If your clients seek …

• Growth potential available from higher cap and participation rates, or

• Growth that may support higher income withdrawals later

Tell them about MarketValue Index^® Annuity

If your clients seek …

• Growth from a shorter (7-year) index annuity available for higher (85) issue ages, or

• A guaranteed accumulation value of 107% after year 7

Tell them about MarketSeven Index^® Annuity

Click here for current rates and more details.

Illustrations Support Your Sales Efforts!

A personalized illustration which includes RMDs will help your clients better comprehend how their annuities work and the potential impact of withdrawals. To build an illustration, click here. Login is required.

MarketValue issued on Contract issued on Contract Form Series ICC12-ET-EIA-2000(01-12) or ET-EIA-2000(06-04). MarketSeven issued on Contract issued on Form Series ICC16-ET-FIA7-2000(10-16) or ET-FIA7-2000(10-16). EquiTrust does not offer investment advice to any individual or agent and this material should not be construed as investment advice. Products underwritten and issued by EquiTrust Life Insurance Company, West Des Moines, Iowa. Products distributed by EquiTrust Insurance Marketing Services; in California doing business as EQT Insurance Marketing Services.