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SALES WEEK: The Trust-Me Annuity You Really Can Trust – ChoiceFour Annual-Reset Annuity



The "Trust-Me" Annuity You  REALLY CAN Trust — ChoiceFour Annual-Reset Annuity


#2 Best-Selling Fixed Annuity Product
Wink's 4th Quarter, 2021 — All Distribution Categories


ChoiceFour is the annual reset annuity you can sell with confidence. ChoiceFour offers highly competitive first-year rates, consistent renewal rates, premium bonus option, free withdrawals and strong commission.  


Competitive First-Year Rate — Compared to 5-Year CD Rates1

  • 6-Year Option: 2.50% First Year

Strong Renewal-Rate History

Among All 6-Year ChoiceFour Contracts Issued Since 2014*

  • 90.4% Renewed Equal to Initial Rate
  •   7.8% Renewed Above Initial Rate
  •   1.8% Renewed Below Initial Rate
      *1/1/2014 - 2/28/2022

Premium Bonus Option

1.50% When MVA is Elected


Free Withdrawal Privileges

10% Free Withdrawals After First Year; Interest Only in First Year (Liquidity Option)


Competitive Commission

5.50% MGA Commission; 4.125% Issue Ages 81-85


Accumulation Value at End of Surrender Period

The contract is fully liquid and continues earning tax-deferred interest; no surrender charges. The renewal rates continue...and will never go below 1%.


Learn More

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Questions? Call Sales Support
866-598-3694 or visit
the Agent Website at


1Annuities are not deposits nor are they guaranteed by any bank. They are not insured by the Federal Deposit Insurance Corporation (FDIC) or any other agency of the federal government.

ChoiceFour contract issued on Contract Form Series ET-SPA-2000(11-04) or ICC16-ET-SPA-2000(07-16). EquiTrust does not offer investment advice to any individual or agent and this material should not be construed as investment advice. Products underwritten and issued by EquiTrust Life Insurance Company, West Des Moines, Iowa. Products distributed by EquiTrust Insurance Marketing Services; in California doing business as EQT Insurance Marketing Services. For Producer Use Only.





7100 Westown Pkwy Suite 200
West Des Moines, IA 50266

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