Do Your Clients’ Objectives Include:
• Grow estate to further benefit heirs?
• Preparation for the potential impact of chronic or terminal illness?
Consider this –
Many clients want to talk about their wealth-transfer plans…
Yet 58% of advisor clients have NEVER BEEN ASKED.*
78% of clients claim a conversation about chronic illness expenses would be helpful…
But only 16% actually have the conversation.**
Start the Conversation – Two Questions
“Do you intend to earmark some assets for your children or grandchildren?”
“Are these assets positioned to help cover potential medical costs of a chronic illness?”
A Single Premium Life Policy May Be the Solution
• Guaranteed tax-free death benefit
• Tax-free access to Death Benefit for chronic illness (indemnity plan)
• Death Benefit and cash value growth through index-linked credits
WealthMax Bonus Life
5% Premium Bonus – No Vesting
Return of Premium Guarantee
MGA Commission: 8.0% ages 45-75, 7.5% ages 76-80. Trail Options!
Higher Rates for Greater Accumulation
Higher Face Amounts
MGA Commission: 9.0% ages 45-75, 8.5% ages 76-80. Trail Options!
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Learn more about EquiTrust Single Premium Life Products – Register Now