Sales Week: Upgraded Income Benefit Riders mean higher guaranteed lifetime income for clients

INCOME BENEFIT RIDERS UPGRADED TO OFFER HIGHER PAYMENTS!

Did you hear the news? We’ve upgraded the optional Income Benefit Riders (IBRs) available on several of our fixed index annuities (FIAs). Now you can offer your clients higher guaranteed¹ payments for life!

Here’s an overview of the newly upgraded IBRs

FIA

Bonus

Rollup rate

and design

Offers strong guaranteed income

Fee as

% of AV*

MarketPower Bonus Index^®

10% 12%²

premium bonus

8.0%

up to 10 years

In later years

1.25%

MarketTen Bonus Index^®

6% 8%²

premium bonus

8.0%

up to 10 years

In later years

1.00%

MarketSeven Index^®

25%³

Benefit Base bonus

7.0%

up to 7 years

In early to mid years

1.25%

* AV = Accumulation Value

MarketValue Index^® still offers the same competitive IBR that incorporates accumulation growth into the rollup!

Start the conversation with this educational resource

We’ve enhanced our client approved showbook to make it easy to introduce clients to IBRs, including an overview of how they work, what features to look for, and more. Use this presentation as a catalyst for IBR discussions during client meetings. Download here or order the printed version on Agents.EquiTrust.com!

Download IBR presentation

Premium bonus boost

Offer clients an extra 2%⁴ on their premium bonus with this limited-time offer — now available through June 28, 2024!

Get the details

2025 EquiTrust Producer Incentive Trip

Paradise awaits! The qualification period is underway — we’re taking our top 40 producers to magnificent Turks & Caicos.

Learn more

Questions about our upgraded Income Benefit Riders? Call us at 866-598-3694 or visit Agents.EquiTrust.com.

866-598-3694 • [email protected] • Agents.EquiTrust.com

Active Member

¹ Guarantees based on the claims-paying ability of EquiTrust Life Insurance Company.

² Bonus amount reflects limited-time premium bonus boost.

³ Benefit Base bonus applied only to the Income Benefit Rider value, not to the contract’s Accumulation Value.

⁴ Premium bonus on MarketForce Bonus Index^TM increased by 3% in CA.

EquiTrust does not offer investment advice to any individual or agent/producer and this material should not be construed as investment advice. Products underwritten, issued and distributed by EquiTrust Life Insurance Company, West Des Moines, Iowa.

1228-IBR-EM-SW (04-24)

FOR PRODUCER USE ONLY

EquiTrust

7100 Westown Pkwy Suite 200
West Des Moines, IA 50266

EquiTrust.com