Simple Product Design
Client friendly; easy to understand and explain
• Annuity Product Summary
• Life Product Summary
Renewal Rate Integrity and Transparency
Full renewal-rate history available on Agent Gateway website; we strive to give customers the same competitive advantages year after year
• ChoiceFour Renewal Rates Flyer
• MarketValue Index Renewal Rates Flyer
Premium Bonuses are Fully Vested Immediately
No waiting period or vesting schedule; premium bonuses are a permanent part of the
• When Does a Premium Bonus Make Sense?
Broad State Approvals
Most products - including index annuities - approved in most states, including California
• State Approvals
Return of Premium Guarantee
Available on two products; available day-one with no fee
• MarketTen Bonus Index Annuity
• WealthMax Bonus Life
Volatility-Control Index Alternatives
Two easy-to-explain, risk-controlled indices on index annuities and life products
• Barclays Focus50 Index
• S&P MARC 5% Excess Return
Income Rider Doubler
Available in California and other product-approved states! Index annuity income payments doubled with 2 of 6 ADLs and chronic illness – including extreme permanent cognitive impairment; payments continue after accumulation value is depleted.
• Competitive Income Benefit Riders Flyer
Income Rider Fee-Calculation Advantage
Fee is calculated on the accumulation value – not the faster-growing benefit base – resulting in less cost to the client.
Remote Selling Conveniences
Face-to-face client meetings are not required, e-applications, agent mobile app, point-of-sale and remote underwriting interview on life products.
• Remote Application Disclosure ET-5200
Unmatched Agent Support
The team of sales support consultants are knowledgeable, experienced, and available to take
• Meet the Sales Support Team
All current annuity products have been available for over a decade
“Wards 50” for financial performance among 700 Life and Health companies.
• Wards 50 Flyer