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EquiTrust   |   E-Connect

Imagine a choice of these three commission-payment options on your next annuity sale:

$7,000     Up Front

$10,216   $3,500 Up Front + $6,716 Cumulative Annual Payments Over 10 Years

$14,433   $1,000 Up Front + $13,433 Cumulative Annual Payments Over 10 Years

Example assumes $100,000 initial premium in MarketValue Index Annuity, MGA commission level, Participation Index Account with 40% rate, and accumulation rate of 4.71% (highest illustrated rate).

See How Much More You Can Earn Over 20 Years, click here.

Easy as A, B, C!

Option A

• Pays you a one-time, up-front commission at the time of the sale.

• To maximize your current-year income, choose Option A

Option B

• Pays 50% of the Option A commission up front, plus an annual trail based on a percentage of the contract's accumulation value for as long as the annuity is in force.

• To grow both current-year AND long-term income, choose Option B.

Option C

• Pays a fixed annual percentage of the premium amount up front, plus an annual trail based on a percentage of the contract's accumulation value for as long as the annuity is in force.

• If you want to maximize your long-term income, choose Option C.

Use the Commission-Election Form

For each Index Annuity Application – either on AppBuilder or E-Apps – a Commission-Election Form is included automatically allowing you to select commission Option A, B or C.

• If no option is elected or no form submitted – Option A (upfront) will be paid

• If licensed with EquiTrust through an entity or person other than your own corporation – Option A is required

• If there is more than one agent on the contract – Option A is required

Refer to Your Commission Schedule

For more information about index-annuity commission options, refer to your current Commission Schedule – available at Agents.EquiTrust.com at the Agent Center Link; login is required.

For Frequently Asked Questions on Trail Commission Options, click here.

Trail commissions are payable annually based on the contract’s Accumulation Value on the contract’s anniversary date. Product not available in all states or may vary by state. Contract issued on Form Series ICC12-ET-EIA-2000(01-12) or ET-EIA-2000(06-04). Products underwritten and issued by EquiTrust Life Insurance Company, West Des Moines, Iowa. Products underwritten and issued by EquiTrust Life Insurance Company, West Des Moines, Iowa. Products distributed by EquiTrust Insurance Marketing Services; in California doing business as EQT Insurance Marketing Services.