Updated product disclosures for AR and ND available now, required 3/1/23

USE OF UPDATED AR AND ND DISCLOSURE STATEMENTS REQUIRED BY 3/1/23

Due to the recent increase of the Minimum Guaranteed Contract Rate (MGCR)¹ to 2.8%, we’ve updated disclosure statements for Arkansas and North Dakota on several products. These states require disclosure supplement pages that are not required in other states.

These updated disclosure statements are now available on our agent website Agents.EquiTrust.com in AppBuilder and under Forms, and have been loaded into our E-Application systems. They will be required for all business received on or after March 1, 2023.

Arkansas

Form number

Description

ET-EIA-1101AR (01-23)

MarketValue Index^® Annuity Disclosure Statement — AR

ET-MPP-1101AR (01-23)

MarketPower Bonus Index^® Annuity Disclosure Statement — AR

ET-BRG-1101AR (01-23)

Bridge Index Annuity Disclosure Statement — AR

North Dakota

Form number

Description

ET-EIA-1101ND (01-23)

MarketValue Index^® Annuity Disclosure Statement — ND

ET-MPP-1101ND (01-23)

MarketPower Bonus Index^® Annuity Disclosure Statement — ND

Questions about the 2.8% MGCR or these new disclosure statements?

Give us a call at (866) 598-3694.

866.598.3694 • [email protected] • Agents.EquiTrust.com.

Active Member

¹The Minimum Guaranteed Contract Rate (MGCR) is the rate associated with the minimum cash value floor, and is often referred to as the Minimum Guaranteed Contract Value (MGCV) or the Standard Nonforfeiture Law (SNFL) rate. If a client surrenders their contract, the surrender value can never be less than this amount.

EquiTrust does not offer investment advice to any individual and this material should not be construed as investment advice. Products underwritten and issued by EquiTrust Life Insurance Company, West Des Moines, Iowa.

0080-MULTI-EM-NW (02-23)

FOR PRODUCER USE ONLY

EquiTrust

7100 Westown Pkwy Suite 200
West Des Moines, IA 50266