The shorter surrender schedule also features lower surrender charges in these 17 states:
17%, 15%, 14%, 12%, 10%, 9%, 7%, 5%, 3% and 1%.
In all other approved states, MarketPower Bonus Index features a 14-year surrender schedule (20, 20, 19, 19, 18, 17, 16, 14, 12, 10, 8, 6, 4 and 2%). Product not available in California and New York.
Product Features for ALL States
Revised Commission Schedules
Commission schedules for EquiTrust annuities are revised to reflect the Delaware variation for MarketPower Bonus Index, and are dated 10/13/21. To view your Commission Schedule, login to Agents.EquiTrust.com. Click the toolbar item Agent Administration, then Commission Schedule. The revised Commission Schedules replace all prior versions; please replace any schedules you may have on file currently.
Agent Guide – MarketPower Bonus Index
Client Brochure – MarketPower Bonus Index
When Does a Premium Bonus Make Sense Flyer
Advantages of Index Annuity Downside Protection Flyer
Index Annuity Sales Presentation
EquiTrust Index Annuities Overview